Current location - Trademark Inquiry Complete Network - Overdue credit card - I just applied for a credit card, but I haven’t received it yet. Can I cancel?
I just applied for a credit card, but I haven’t received it yet. Can I cancel?

You can log out. The credit card cancellation methods are as follows:

1. Cancel credit card at a bank business outlet

The safest way to cancel a credit card is to choose a bank business outlet to cancel the credit card. The cardholder can directly bring the credit card and ID card to be canceled to the branch for processing.

2. Call the customer service number to cancel the credit card

Choose to use the bank customer service number to cancel the credit card, call the bank customer service number to transfer to manual service, and ask the bank customer service to cancel the credit card. This kind of cancellation of the credit card The method is more convenient and faster.

Credit cards generally need to be activated before they can be applied for, so some credit cards need to be activated before they can be canceled. As for whether it will be automatically canceled if it is not activated, it depends on which bank's credit card you are applying for. Some banks have a time limit for credit card activation. If it is not activated by the expiration date, the bank will automatically cancel it, and you cannot activate it again. .

Extended information:

1. Things to note when canceling a credit card

1. First, please make sure there is no outstanding balance in the card before canceling it.

2. The card must be activated or it cannot be canceled.

3. You must call the credit card customer service to cancel.

4. The review time for card cancellation application is three working days, and the cancellation and effective period is 30 natural days.

5. During the review period, the cardholder cannot use the canceled card for any consumption, otherwise the cancellation will fail.

2. Credit card application conditions

1. The applicant is between 18 and 65 years old and has a valid legal identity.

2. The applicant is an individual with full capacity for civil conduct and a good credit record.

3. The applicant has a stable job and income and can repay the loan on time.

Baidu Encyclopedia_Credit Card