The expenses, interest and limit are the same as those of domestic RMB cash advance business, that is, within the cash advance limit, the daily cash advance amount of each card does not exceed 2,000 yuan, the handling fee is 1% of the transaction amount, and the minimum charge per transaction is 10 yuan; If you don't enjoy the interest-free repayment, interest will be charged at the daily rate of 0.5 ‰ from the trading day to the settlement day, and compound interest on a monthly basis. (Supported currency: RMB)
Inconvenient full repayment has two ways for you to choose:
1. Billing installment (only for business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards): you can enjoy the interest-free period, but there is a handling fee. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each period is 5 yuan, and the benchmark rates for each period are: 0.9% for the third period, 0.75% for the sixth period, 0.70% for 10, 0.66% for 12 and 0.68% for 18 respectively. Then the repayment amount of each installment is 800/6= 133.33 yuan, and the interest of each installment is 800*0.75%=6 yuan) For details, please log on to the credit card website/and click "Credit Management"-"Bill Installment" to inquire; It's really impossible to get cash in installments.
2. Minimum repayment amount: no handling fee but no interest-free period. If the minimum repayment amount is paid before the final repayment date, but less than the full amount, you cannot enjoy the interest-free repayment period. From the bookkeeping date (usually the day after consumption), interest will be charged on all consumption in the current period, with a daily interest rate of 0.5 ‰ until you pay it off in full.