How to activate credit card online banking?

There are two ways to activate credit card online banking:

1. Log in to the bank website and click "Register" under personal online banking. Generally There will be "Online Self-Service Registration Instructions". After reading the registration instructions, click "Register for Personal Online Banking", then fill in the registration card account number, password, and verification code, then submit, and then follow the prompts. Online self-registration online banking does not have a payment function and can only query account information.

2. Bring your bank card and ID card to the local branch of the card-issuing bank to sign a contract and activate online banking. The online payment function is activated when you open online banking. If your bank card has a financial management function, you can also sign a contract to activate the online financial management function.

After opening online banking with a credit card, it is convenient for online shopping settlement. Generally, debit cards need to be processed at bank branches. The biggest advantage of credit cards is that you can basically open online banking by yourself by phone or online.

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I would like to ask how to activate the online payment function with a credit card

First log in to your credit card For online banking, select the online payment management option of your credit card, click the online payment activation button, enter your ID card information, and set the online payment and transaction password to activate it.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back.

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How to enable online payment with a credit card?

If your China Merchants Bank credit card requires online payment, just enable the payment function; log in to online banking, click "Online Payment" - "Online Payment Function Application" in the horizontal menu above, please click "Apply" in blue font.

After activating the function, you select the product you want to purchase through the website and select payment. The payment will be linked to the China Merchants Bank interface. Just provide relevant information according to the interface.

How to pay online with a credit card

(1) The cardholder submits a shopping order on the shopping website according to the normal process.

(2) The cardholder chooses to pay with a credit card on the payment page, or choose a third-party payment platform that supports credit cards to pay.

(3) The cardholder enters the transaction password, SMS verification code and other information for verification and completes the payment.

If the cardholder experiences payment failure when using a credit card for online payment, it may be due to the following reasons:

(1) The credit card has not been enabled for online payment. Function. If the credit card has not yet enabled the online payment function, the cardholder can apply to enable this function through online banking.

(2) The available limit of the credit card is insufficient. If the amount of goods purchased by the cardholder exceeds the available limit of the credit card, the payment will fail. Cardholders can complete this payment by applying for a temporary limit or depositing the difference in their credit card.

(3) The cardholder entered the wrong credit card information. Credit card information includes payment password, verification code and other information. Once an information is entered incorrectly, the payment will fail.

(4) The bill amount exceeds the payment limit of the credit card. In this case, the cardholder only needs to modify the payment limit he has set previously in online banking.

How to activate credit card online payment

To activate credit card online payment, most bank credit cards do not need to activate the online payment function. Credit cards from ICBC, China Construction Bank, Bank of China, China Merchants Bank and other banks can be purchased directly online. You can choose small payment or quick payment, and you can pick it up. After clicking, enter the verification code, transaction password, and complete the transaction. It is very simple.

That’s it for the introduction of how to activate credit card online payment.