Usually, there are the following main differences between electronic credit cards and physical credit cards:

1. The first difference is that the concepts of the two are different:

< p>(1) The credit card used in e-commerce activities is electronic credit card, and electronic credit card pays directly through the Internet.

(2) Real-card credit card, also called credit card, is a non-cash payment method and a simple credit service.

2. The second difference is that the characteristics are different:

(1) The characteristics of electronic credit cards are fast and convenient.

(2) The characteristic of real cards (credit cards) is that they have two functions: payment and credit. Cardholders can use this card to purchase goods or enjoy services. At the same time, they can also obtain certain loans from the card issuer by using the credit card.

3. The third difference is the different classifications:

(1) The types of electronic credit cards are as follows: credit card payment without security measures; electronic credit card payment by third-party agents ; Simple encrypted electronic credit card payment; Secure electronic transaction credit card payment.

(2) Real cards (credit cards) are usually divided into ordinary cards and gold cards according to the difference in credit status, status and other credit conditions of the cardholder; they can be divided into ordinary cards and gold cards according to the difference in repayment methods. They are credit cards and quasi-credit cards; they can be divided into international cards and regional cards according to the difference in the scope of credit card circulation.