1. Can Minsheng Credit Card handle cash loans?
Minsheng Bank Credit Card can legally withdraw cash, and proposing cash is called "cash advance".
1. The amount of cash that can be borrowed in advance is 1/3 to the full amount of the credit line, and the total amount with the total amount signed shall not exceed your credit line, and some banks have restrictions on the amount of cash that can be borrowed in advance every day;
2. Some domestic banks are limited to 5% of the credit line;
3. You can get cash quickly without any guarantee within the limited amount;
4. there is no interest-free repayment period for cash borrowed by credit card, and interest will be calculated from the day when cash is withdrawn;
5. The interest on cash borrowed in advance is very high, with a daily interest rate of five ten thousandths;
6. The handling fee is very high, generally more than 1%, which is charged at one time.
2. Bank of Communications borrowed 2 points and 1 installments in cash. How much is the interest?
Industrial and Commercial Bank of China: local bank has no handling fee.
Everbright Bank: 2.5% of the cash withdrawal amount, with the lowest 3 yuan and the highest 2 yuan
Agricultural Bank: 1% of the transaction amount, and the lowest 1 yuan
1% of the lowest 1 yuan RMB. Supreme 5 yuan
China Bank: there is no handling fee for the local bank
China Merchants Bank: RMB 1 yuan (city series letter
Bank of Communications: 1% of the transaction amount, the most accurate)
Ping An Bank: 2.5% of the transaction amount
Minsheng Bank: 1 yuan
Industrial Bank: RMB 2 yuan
CITIC. The lowest RMB 1 yuan
3. Is the cash credit card loan of Minsheng Bank true
Yes. Credit card cash loan is the latest loan project launched by Minsheng Bank, mainly to help small and medium-sized enterprises start businesses, with large loan amount and low interest.
4. Is the exclusive cash installment of Minsheng Bank reliable?
let me answer this question. I think it is reliable for Minsheng Bank to enjoy cash installment exclusively. Because:
First, Minsheng Bank is a legal financial institution approved by the relevant state departments.
second, the bank is supervised by the banking supervision department, and all kinds of products it puts in must undergo strict risk assessment, effectively protecting the legitimate rights and interests of customers.
Third, the bank's product yield is determined according to the relevant national policies and regulations, which is reasonable.
fourth, even if the customer has a risk loss, the bank will compensate the customer according to the relevant national laws and regulations. Therefore, the exclusive cash installment of Minsheng Bank is reliable. Right?