/kloc-China citizens, foreigners and compatriots from Hong Kong, Macao and Taiwan aged 0/8-60 with full capacity for civil conduct. Have a stable job and income, that is, have a stable repayment ability.

The certificates to be submitted are:

1, ID card (required);

2. Work certificate or income certificate (salary income certificate, personal income tax payment form, payroll passbook or statement);

3. Proof of assets such as real estate and vehicles under the name of the individual;

4. Other bank credit cards, etc.

The access standards of each bank are different. You don't need the above information, depending on the requirements of the bank, but you must provide your ID card. If you don't have a credit card now, you are required to provide proof of work or income. If you can provide other financial documents, it will be more helpful for banks to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to apply for a card, which is convenient for many steps.