The credit card customer service hotline explains the reason to the customer service and asks for a refund of the annual fee after the number of swipes is completed. If the bank does not agree, it can threaten to return the card without refunding the annual fee. If the bank agrees, the annual fee must be paid off first. After all, the annual fee deducted must be returned, otherwise it will be overdue;
Use a credit card to make up for the number of swipes. Not all annual fees can be refunded, such as the rigid annual fee for platinum cards, and some special annual fees or annual fees deducted from points. Generally, most of the annual fees that can be refunded can be reduced or exempted through the number of swipes, which is in line with this situation.
Extended data:
The annual fee deducted from the credit card is as follows:
The first thing that comes to mind is the annual credit card fee. Generally, debit cards have no annual fees, while most credit cards have annual fees. Generally, the higher the credit card level, the higher the annual fee, which is basically Platinum Card > Gold Card > Ordinary Card.
The annual fee of credit card can be exempted, and most banks generally reduce the annual fee by reaching the number of consumption. I believe that many card friends are unwilling to pay this fee, but sometimes they fail to calculate the annual fee cycle of credit cards due to negligence, and fail to meet the requirement of annual fee exemption.