If you don't want to use a credit card, it's okay not to activate it. It doesn't matter. However, it is best to use credit cards after activation, because some credit cards need to pay an annual fee after activation.

When handling a card in official website Bank, if there is a provision in the written statement of credit card rights that "once the card is issued, an annual fee will be charged regardless of whether it is activated", the annual fee will be charged.

Extended data:

Credit card function:

1 is one of the fastest-growing financial services, and it is an electronic currency that can replace the traditional cash circulation to a certain extent.

2. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

It can reduce the use of cash currency.

5, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

References:

Baidu encyclopedia-credit card