How to use ETC credit card (credit card)?

After applying for an ETC credit card (credit card), it will be bound to the operation of the ETC vehicle-mounted equipment. Every time you pass the ETC channel on the highway, the system will directly deduct the fee from the ETC credit card (credit card). . When the repayment date arrives, users can repay on time. In addition, some ETC credit cards (credit cards) will charge annual fees, so be careful that the number of purchases in the year reaches the number of annual fee exemptions, otherwise you will have to pay the annual fee of the credit card (credit card) for that year.

etcHow to use a credit card?

1. The owner of a valid company certificate or the company has a valid ID card. The original copy of the company's valid certificate and car driving license can be bound to the bank's customer service website for binding procedures. There is no need to recharge in advance after binding. Every time you pass ETC on the highway, the fee will be deducted directly from the bound credit card and then refunded. 2. The models of various banks are different. The ETCExpress cards of many banks are credit cards, and car owners need to apply to the bank. However, Industrial and Commercial Bank of China and Agricultural Bank of China have credit cards and savings cards. Although it is a simple express card, Huaxia Express Card, BOC Express Card, etc. have almost different product models. There are 3 cards, including express cards and debit and credit cards that need to be bound.

How to use China Construction Bank etc credit card (debit card)?

The China Construction Bank etc Long Card Credit Card (credit card) not only has the financial functions of an IC credit card (credit card), but can also provide ETC services on expressways, which means it can be used as a credit card (credit card). , can also be used as a highway ETC charge card:

1. Credit card (debit card): Whether shopping online or in a physical store, as long as you can swipe a credit card (debit card) You can swipe the China Construction Bank etc. card at any place, and you can withdraw cash for emergencies when in urgent need. You can also apply for installments, cash advances, etc.

2. Expressway ETC debit card: When traveling, insert the etc credit card (debit card) into the card slot of the installed OBU electronic label equipment, and use it when passing through the etc channel at the highway toll station. The parking-free electronic payment function is implemented, and the toll is directly deducted from the credit card (debit card) and then repaid.

How to use the ETC applied for by credit card? Is it possible to use it first and then pay it back, or to recharge the card and then use it?

The ETC credit card can be used first and then charged, that is, it does not You need to top up the card, and the toll fees will be deducted directly from the credit card overdraft. The current method of handling ETC is that in addition to purchasing equipment from the highway operating unit, you can also go to a bank to apply for a savings card or credit card, and receive the ETC equipment bound to the card for use.

For example, if you use the Agricultural Bank of China ETC credit card, the toll fee is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance. There is no need to recharge Bank of China's ETC. As long as the user holds a Bank of China ETC credit card, the toll will be deducted directly from the credit card.

Extended information:

ETC promotion progress across the country:

1. The first phase is before the end of June 2014, and will be monitored by the Ministry of Transport’s road network and The Emergency Response Center (referred to as the Ministry Road Network Center) will establish a management committee together with provincial transportation authorities and related units. The Ministry’s Road Network Center took the lead in formulating and completing the national ETC networking technology implementation plan. Start the construction of the national ETC network settlement center system. Each province (region, city) has formulated and completed local implementation plans.

2. The second phase is before the end of December 2014, when the ETC network will be opened in Beijing, Tianjin, Hebei, Shanxi, Liaoning, Shanghai, Jiangsu, Zhejiang, Anhui, Jiangxi, Fujian, Shandong, and Shaanxi. The national ETC portal is up and running.

3. The third stage is before the end of September 2015, when other provinces (autonomous regions and municipalities) that have not yet achieved ETC networking will be opened.

4. The fourth stage is before the end of December 2015, to formulate a national ETC network operation and service evaluation system, conduct a summary and evaluation of the national ETC network implementation work, and formulate the next stage of ETC development plan.