With the increasing popularity of credit cards in China, everyone in each bank can apply for one credit card, but not two, but the corresponding two can only use one credit line. For foreign countries, you can apply for multiple credit cards from each bank, but it is not possible for China. Moreover, the credit card has an annual management fee, and there are many expenses in it. If it is convenient for me to use it, I suggest you apply for a credit card from China CITIC Bank. There is no annual fee, handling fee and repayment fee for this. The advantage is that if you have a 200,000 credit card, you can use this 200,000 decoration to buy a house and a car, which can be interest-free for up to 50 days. Even if you don't have any money, you can solve many sexual problems, and now you can use a credit card on the expressway, which has many benefits. The disadvantage is that there is a repayment period after use, or it is possible to extend the period, but the longest extension will not exceed three months.