Is there a 3% handling fee for swiping China credit card or UnionPay card in Japan?

There is no handling fee, but there will be a currency conversion fee of 1%-2% if you swipe a card marked with Visa or MasterCard and go through their channels. Because of the consumption of Japanese yen, it is necessary to convert Japanese yen into dollars or euros for bookkeeping. There will be a handling fee in this conversion process. If a single-label UnionPay card or a double-label UnionPay card takes the UnionPay channel, this fee will not be incurred, and it can be charged directly in RMB, but because of the exchange rate.

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