Hello, China Merchants Bank does not need a deposit or a guarantor to apply for a credit card. The most important condition for applying is to have a stable job and income. When applying for a credit card, you need to fill in the application form and attach a copy of your ID card and a work certificate issued and sealed by the personnel department of the unit. Of course, if you can provide other financial proof, it will be more helpful for us to understand your personal situation and judge the credit limit. The documents required for the application are a copy of your ID card and proof of work. Of course, it will be more beneficial for your application if you can provide proof of financial resources in other documents. The work certificate can be a copy of your work permit; Copy of work certificate issued by the company; Copy of professional title' copy of professional qualification certificate, etc. The financial proof can be the bank's payroll record; Income certificate issued by the unit; Income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your financial level. For other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.