What are the prospects for a credit card collector? What is the typical monthly salary? Is it easy to work?
I am in the collection business, and I have been sharing some online loan and credit card experiences recently. The threshold for doing collection work is relatively low. You don’t need to have any skills. You can do it. You can learn it slowly at work. I have been doing debt collection for several years, and after reading other answers, I have said that after the golden period, this is probably the truth. After all, management is very strict now, especially credit card collection. Outsourcing is not very strict, but the collection within the bank is very strict. It is basically customer service collection. Therefore, you need to know a lot of skills and words to collect credit cards. Of course, you have to work in a bank for a year or two, and then you can go to other online loan companies and interview to be a small leader.
Credit card collection must be done in-house. Although the salary is not as lucrative as credit card outsourcing, the monthly salary does not fluctuate much. Credit card outsourcing may earn a salary of RMB 100,000 a month, but you will still get a basic salary a month, and it is not even more difficult than internal collection.
Let’s talk about the future. If you think you are very capable, I do not recommend you to do collection work. This is really not suitable for people who want to take revenge. Make a decision after thinking about it. If you do, go for internal collection within the bank. Needless to say, there is no need to mention the future and stability. It's just that the salary is lower than that of online loan companies such as Mamo Finance or Fenqile. For example, in Fenqile, getting 6,000 yuan a month is not a big problem, and online loans do not require any technical skills, and the vocabulary is very simple, but the limitations are relatively small.
There are at least thousands of debt collection companies in Wuhan. I think I know this industry relatively well. But it doesn’t count completely.
This industry is currently very difficult to do.
The golden period has passed.
About 2005 to 2010, it was the golden age of credit card collection. At this time, the overall economic environment was good, funds were loose, performance was easy to complete, the commission rate was relatively high, and the debt collection commission would basically be repaid after a phone call. , so during this period, the general income of collectors can reach 7,000 to 8,000 yuan. If they work hard, have high skills, and are lucky, a monthly income of 20,000 to 30,000 yuan is not a problem.
From 2011 to 2017, due to the general strengthening of anti-collection awareness among cardholders and the decline of the economic environment, the collection effect has significantly declined, and the income of collection personnel has generally decreased. It is relatively difficult to earn an average monthly income of 5,000, and the collection skills are strong. There are less than 10,000 debt collection personnel.
In the past two years, due to policy reasons, many collection methods cannot be used, and it is difficult to check the phone numbers of cardholders. Therefore, the income of collection personnel is not only unstable, but also difficult to survive. Moreover, nowadays, phone calls to collect money are generally ineffective, and foreign visits to family units are suspected of harassment. In a word, it’s not easy to do and the income is not ideal.
Is it easy to be a credit card collector and how high is the salary?
When a cardholder fails to repay a credit card overdue, the bank may file an appeal. If the borrower still fails to repay, collection agents will be dispatched to harass them through phone calls, text messages, etc. There is a suspicion that the address book has been exposed. I wonder if it is easy to be a credit card collector now? How high is the salary for this job?
How much is the salary of a credit card collector?
To put it simply, a debt collector is a position where bank staff collect debts from borrowers and require them to repay the money as soon as possible, but debt collectors often get turned down. , most of which manifest themselves as hanging up the phone. This is also a contest between the debt collector and the debtor. If you ask: Is it easy to be a credit card collector? In fact, everyone has a different answer. As for how high the salary is? It will be clear after reading it.
Although the work of a credit card collector is hard, you will often suffer grievances. Strictly speaking, the collection work is indeed quite difficult. Most collections are more difficult, especially outsourced collections. Members must have a strong heart and psychological quality to face the cold words and harsh words of the person being collected. However, the salary of credit card collectors is indeed relatively high. The average monthly salary is 8,200 yuan, and most people can get a salary of 6,000-8,000 yuan.
Is it good to be a credit card collector? Is the job easy to do?
Credit card collectors have performance appraisals. I will give you a list and all the collections you make within a week will be included in the appraisal. If you have made up your mind to do this job, don’t be afraid of hard work and work overtime and make more phone calls. , its commission is quite good. Credit card collection is not a glamorous industry, and this job is not easy to do. Generally, people with poor psychological quality cannot do this job. The only requirement for credit card collection is to be ruthless, but the academic requirements are not that high. Generally speaking, if you find a formal debt collection company and the first week of joining the company is paid closed-door training, such a company will have a better future.
Job Responsibilities: Accept entrustment from banks and other financial institutions, and handle pre-litigation mediation, negotiation and other matters for personal consumption loans through telephone calls, letters, etc. according to the standardized procedures required by customers to ensure the good health of users credibility. Job requirements: 1. Over 20 years old, majoring in law, economics, and finance is preferred; 2. Applicants with experience in collection, telemarketing, customer service, credit card related work, etc. are preferred; 3. Familiar with local dialects, fluent in Mandarin; strong Text entry ability; 4. Have strong communication and coordination, comprehensive analysis and language expression skills, and be good at communicating and dialogue with different groups of people; 5. Have good character, good psychological quality, positive work attitude and team spirit_stress-bearing ability Strong; 6. No bad professional record, loyal to duty, strong sense of responsibility, serious and responsible work.
Collectors, to put it bluntly, are the positions where bank staff collect money from borrowers and require them to repay the money as soon as possible. However, debt collectors often get rejected, and most of them hang up the phone, which is also a form of collection. In the contest between collectors and debtors, if you ask: Is it easy to be a credit card collector? In fact, everyone has a different answer. As for how high the salary is? It will be clear after reading it.
Although the work of a credit card collector is hard, you will often suffer grievances. Strictly speaking, the collection work is indeed quite difficult. Most collections are more difficult, especially outsourced collections. Members must have a strong heart and psychological quality to face the cold words and harsh words of the person being collected. However, the salary of credit card collectors is indeed relatively high. The average monthly salary is 8,200 yuan, and most people can get a salary of 6,000-8,000 yuan. The task is simple, just get the money back. The process is very challenging and requires you to exert yourself in all aspects. It not only requires professional answers, but also a grasp of human psychology. Some people have money but should not be able to pay it back. At this time, you must also find a way. You don’t have to be a tough guy to do this job well, but you need to be a person with a strong heart, especially in some door-to-door collection cases, or Some cases of fraud. It can train your strong heart.
Personal suggestion: There are advantages and disadvantages to being a credit card collector, which mainly depends on your choice. For those who are looking for a job, the threshold for the collection industry is relatively low. Basically, people with normal IQs have received compulsory education and can speak. can do the job. Most companies now set academic requirements, but those with outstanding abilities in collection positions can be hired with exceptions.
This is the end of the introduction about the income of credit card collectors and the income of credit card collectors. I wonder if you found the information you need?