The main difference is that the credit line and preferential treatment are different. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.
Platinum card is 5W- 100W, which is the highest credit card in ICBC. There is no handling fee for card replacement, loss reporting, transfer and remittance, deposit and withdrawal in different places, and aviation accident insurance and airport VIP treatment are up to 400W.
The annual fee of all supplementary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted for five swipes of the gold card, and the annual fee of 200,000 points for the platinum card160,000 points is exempted.
Platinum card holders spend a total of 4 million yuan, and the main and auxiliary cards can be permanently exempted from annual fees. ICBC credit cards do not charge annual fees if they do not open cards.
The preferential policies for the promotion of platinum cards and gold cards with different joint themes of ICBC credit cards are different in different time periods. Platinum cards enjoy more benefits and discounts than gold cards. For details, please refer to the real-time promotion activities of ICBC Credit Card in official website.