The processing flow is as follows:

1. Fill in the credit card application form at the local bank, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant.

2. Submit certain copies of certificates and certificates to the issuing bank.

3. After truthfully filling in the application form, submit the completed application form and relevant credit certificates.

4. The application forms are attached with a credit card use contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., and must have the applicant's autograph.

Conditions for applying for a credit card:

1. Domestic people: aged 18 to 6.

2. Have a stable occupation and income, good credit and the ability to repay the interest on time.

3. Other financial proof, such as real estate, cars, stocks, bonds, etc. (in the case of no income from work)

Application materials:

1. Identity certificate: generally, it is an ID card (if it is a new version of the ID card, the front and back copies are required), and the soldiers need to provide a copy of the military ID card.

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked.

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

4. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.