Legal analysis: you can sue. Your credit card can't be lent to others, not even your husband.
Legal basis: Article 162 of the Civil Code of the People's Republic of China
The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife, and belongs to both husband and wife: (1) salary, bonus and labor remuneration; (2) Income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 163 of this Law; (five) other property that should be owned by * * *. Husband and wife have equal rights to dispose of the same property.
Article 163 The following property is the personal property of one spouse: (1) the premarital property of one spouse; (2) Compensation or compensation obtained by one party for personal injury; (3) Property determined to belong to only one party in the will or gift contract; (4) Daily necessities used exclusively by one party; (5) Other property that should belong to one party.