Revolving credit is a very convenient short-term loan tool. When you are unable to pay off the bill at once, you can use this feature to decide the amount and time of repayment without providing any collateral. items and can be settled at any time. Revolving credit allows you to temporarily avoid paying off the entire account, but you must pay at least the "minimum amount due" listed on the monthly statement every month. Since revolving credit is a short-term loan, the annual interest calculation method is different from that of general loans. Interest is calculated on a daily basis (which varies according to the regulations of each bank). The interest is generally about 19.97%. When you decide to use revolving credit for installment payment At that time, interest will begin to accrue on the outstanding consumption amount (including cash advances). The calculation basis is your unpaid amount, and the calculation basis period varies according to the regulations of each bank, such as the bank's advance payment date, bill settlement date or bill payment deadline, etc.

Recurring interest calculation rule: If each period of consumption is not repaid in full before the final repayment date, interest will be calculated from the date the consumption is recorded. Cash withdrawals using a credit line are subject to recurring interest from that day. Please repay according to the amount on your monthly statement. If you repay at the minimum repayment amount, you can make your funds flow more freely while paying recurring interest without affecting your credit record.