How to get 16 yuan vouchers of Minsheng Bank
That is, from 1: to 23: every Sunday on February 23, 22, credit card users of Minsheng Bank can enjoy the discount of 2 yuan Haidilao vouchers full of 1 yuan in the National Life APP- preferential payment channel. Each person is limited to purchase once a month, and the discount is once. Limited quantity, first come, first served.
Please download an APP of Minsheng Bank and have a look. There should be relevant tips on it.
1. Customers who apply for credit cards through the function of Minsheng Network Card and become the main cardholders of Minsheng Credit Card for the first time can issue cards and activate them from Pizza Hut vouchers, Yili Jindian pure milk vouchers, Minsheng Mall vouchers and Sinopec electronic fuel card.
1) Jinpu card corresponds to 5 yuan Pizza Hut coupon or 1 yuan Minsheng Mall coupon or 5 yuan Sinopec electronic fuel card.
2) The standard platinum card corresponds to 1 yuan Pizza Hut coupon or 3 yuan Minsheng Mall coupon or 1 yuan Sinopec electronic fuel card.
2. Successfully applied for Minsheng Eastern Airlines/Minsheng Southern Airlines Pearl/Phoenix Zhiyin Air China co-branded credit card through the network card processing function, and became the new customer of Minsheng Credit Card host for the first time. Ordinary gold card holders can get 1 miles by activating their cards, and standard platinum card holders can get 2 miles by activating their cards and paying an annual fee.
3. Customers successfully applied for the standard platinum card of Shangri-La co-branded card of Minsheng Bank through the network card processing function, and they can earn 5 Shangri-La points when spending in Shangri-La Hotel within 9 days after checking the card.
4. apply for the joint credit card of Minsheng Pacific Far East Department Store through the processing function of Minsheng network card and become the main cardholder of Minsheng Credit Card for the first time. During the activity, he swiped his card for the first time in Far East Department Store (including Shanghai Pacific Department Store), and the amount was unlimited. Jinpu cardholders can get 4, points from Far East Department Store, and standard Platinum cardholders can get 5, points from Far East Department Store.
5. New customers who apply for Minsheng Bank auto credit card for the first time can enjoy free car wash service before the end of next month. Gold card gives 2 car washes and platinum card gives 4 car washes.
6. Jinpuka: During the event, new customers will get a Pizza Hut coupon 5 yuan when they issue activation cards.
7. Standard Platinum Card: During the event, new customers will receive a 1-yuan Pizza Hut coupon when the card is activated.
operating environment: national life app version APP2..4, Minsheng bank's APPv6.3 Android version
is there a discount for people's livelihood credit card refueling
because the cooperative gas station of Minsheng bank is Sinopec, it can only be refunded if you swipe your card at Sinopec gas stations all over the country, and so on. Minsheng car credit card has the opportunity to get refueling money if it meets the conditions for swiping; Refueling and returning at national gas stations, with the highest 5 yuan per month; Refueling money can be exchanged for Sinopec electronic refueling recharge card in equal amount. As long as the gas station supports credit card payment, it can swipe the Minsheng Bank car card; However, the refueling discount of Minsheng Bank's car card can only be enjoyed by swiping the card at the gas station cooperated by Minsheng Bank. Minsheng Cheche Credit Card is a credit card tailored for car owners, which has special functions such as refueling return, auto insurance feedback, car cleaning, drunk driving, annual inspection, business driving, airport pick-up, road rescue, etc. It is a UnionPay standard credit card, so it can be swiped on any POS machine that can swipe UnionPay cards.
1. Minsheng Credit Card has been awarded the "Best Product Design Award in 25", "Outstanding Innovation Award in China Banking Industry in 26-Credit Card", "Best Platinum Credit Card in 27", "Excellent Marketing Award for Credit Card in 27", "Most Innovative Credit Card in 27" and "Most Favorable Bank Card for Women in 28" successively by China UnionPay, international organizations and many mainstream media. Li Guixian, former vice chairman of Chinese People's Political Consultative Conference, wrote inscriptions for Minsheng Credit Card successively: "Minsheng Card is for people's livelihood" and "International standard, national brand", and the brand of people's livelihood is gradually gaining popularity! Have high hopes for Minsheng Credit Card
2. UnionPay standard. The global universal UnionPay VIP card is a series of cards of Minsheng Debit Card, which conforms to the technical standards and business norms of our bank and China UnionPay. It can be used in all business outlets of our bank and self-service channels such as self-service banks, online banking and telephone banking, and can be used in other bank business outlets where the "over-the-counter" business branch is located, and can also be used in China UnionPay network covering the whole territory of China and the whole world. According to the service level, UnionPay VIP cards include diamond cards and gold cards. You can choose according to your own financial strength and actual needs.
3. Extraordinary financial management, unlimited value-added. Holding UnionPay VIP card, you can apply for Qian Shengqian, foreign exchange trading, open-end fund, self-service and three-party depository and other rich financial services. Through personal online banking VIP version, self-service banking, telephone banking and other trading channels, your daily transaction and financial management needs can be easily realized. Our bank also provides you with Easy Huitong service, and the contracted customers can stay at home, and the remittance demand across the country can be easily realized by one phone, which is safe and convenient. "
which credit cards have discounts for refueling
Credit cards with discounts for refueling have the following: Minsheng Bank owner's gold card and platinum card are cashed back; Guangfa Tuhu Car Co-branded Card refuels and cashes back every month; ICBC AICAR Plus card is cashed back at China oil gas station every Sunday; Great Wall Global Connect loves to drive a car credit card to cash back; Ping' an car owner's card is 88% off.
all banks have preferential activities for refueling, and credit cards that are not owners' cards also offer discounts on refueling and cash back.
Origin of credit card products:
The earliest credit card appeared at the end of 19th century. In the 198s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid as needed, and there was no long-term default and no credit line.
Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.
It is said that one day in 195s, Frank McNamara, an American businessman, entertained guests at a restaurant in new york. After eating, he found that he had forgotten his wallet with him and had to call his wife to bring cash to the restaurant to settle the bill, so he was deeply embarrassed. So McNamara came up with the idea of establishing a credit card company. In the spring of 195, McNamara and his good friend Schneider jointly invested 1, US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With the card, members can charge to the designated 27 restaurants without paying cash. This is the earliest credit card. This kind of credit card that does not need to be handled by a bank belongs to commercial credit card.
In p>1952, Franklin National Bank of California, as a financial institution, first issued a bank credit card, becoming the first bank to issue a credit card.
in p>1959, American bank of America issued the American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 196s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in Britain, Japan, Canada and European countries. Since 197s, Hongkong, Taiwan Province, Singaporeans and Malaysians have also started to handle credit card business.
in the 196s, credit cards sprouted and developed rapidly in developed countries in Europe and America, such as the United States, Canada and Britain. After more than 5 years of development, credit cards have been widely accepted in more than 95% countries around the world. In 198s, with the development of reform and opening up and market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and in the past decade, they have made great strides.
after the financial crisis and the ups and downs of the domestic economy, China's credit card market picked up in 216. By the end of 216, the total number of domestic credit cards had exceeded 59 million. In 216, the national credit card consumption transaction amount reached 741.81 trillion, an increase of 1.75%, and the proportion of credit card consumption in the total retail sales of social consumer goods continued to increase. [6-7]
According to the "Report on Deep Investigation and Investment Strategic Planning of China Credit Card Industry in 213-217", since 21, in order to curb the excessive rise of asset prices and control inflation, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudential and strengthening capital supervision have become the core of China's banking supervision, and various tightening money supply operations and capital restraint policies have affected the liquidity level of China commercial banks. The analysis shows that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payment; Deepening credit penetration; Staging business is developing in depth.
in February p>212, the bank confirmed that credit cards are safer without passwords, and if they are stolen, they will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 2-5 days). Credit card consumption enjoys an interest-free period, and the bill amount will be paid off before the due repayment date, and no expenses will be incurred. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the day of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 14% in the next 1 years, and the profitability will tend to improve.
according to the report issued by China people's payment and settlement department, by the third quarter of 221, there were 798 million credit cards and debit-credit cards, up by .97% from the previous month, and each person held .57 credit cards and debit-credit cards. [19]
which Minsheng credit card is worth doing? Recommend several entry-level livelihood cards!
The credit card of China Minsheng Bank is not prominent among many banks, which is not as famous as China Merchants Bank, nor as active as Pudong Development Bank.
But the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.
1. Basic knowledge
1. Minsheng credit card account consolidation, just like China Merchants Bank, even if you apply for 1 Minsheng credit cards, there is only one account, only one bill will be issued, and the repayment will only be returned to any card.
The advantage of account merging is that it won't pollute the personal newspaper, as all the old drivers who took part in the Minsheng UnionPay 62 activity for several months at the end of last year know.
2. Minsheng Credit Card basically has no points for online payment, while offline payment has points for most life scenarios.
note that there is no score for refueling MCC.
Minsheng credit card points are usually valid for 3 years.
3. Minsheng Credit Card ranks in turn as Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, Express Centurion Platinum Card, Diamond Card, Unlimited Card and Express Centurion Black Gold Card.
gold card: every year in 3 yuan, if you spend a sum within two months after issuing the card, you will be exempted from the first year, and if you swipe your card for five or one foreign currency, you will be exempted from the annual fee for the following year;
standard platinum card: every year in 6 yuan, if you spend one sum within two months after issuing the card, you will be exempted from the first year. In that year, you can accumulate 18 points or 5, yuan, and you will be exempted from the annual fee for the following year.
luxury platinum and above are rigid annual fees.
2. Some entry-level credit cards
1. Minsheng in Card
This is Hua Dan, the master of people's livelihood, and he is indispensable for any activity.
main activities: 1 points to grab a Starbucks mug electronic coupon.
the activity is valid until September 3th, 217, and there is a 99% chance that it will be renewed.
2. Minsheng Car Card
I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, which has the highest cost performance.
Main activities:
Gold card: if the monthly integral consumption is over 1,5 yuan, you will be given two car washes in 1 yuan, and 5% of the fuel money will be returned (the maximum 5 yuan is 1 yuan);
bidding: if the monthly integral consumption reaches 2,5 yuan, you will be given 4 car washes in 1 yuan, and 8% of the fuel money will be returned (the maximum 1 yuan is 1,25 yuan);
haobai: if the monthly integral consumption reaches 3, yuan, you will be given four car washes in 1 yuan, and 15% of the fuel money will be returned (the highest 2 yuan is 1,335 yuan).
Refueling money is very convenient to collect now. Don't miss it if you have a car.
why is the Minsheng car card so worth recommending?
Because there are no gas stations, 5541, 5542, etc. can participate.
3. Minsheng White Bar Co-branded Card
Main activities:
The activities will last until the end of February 218.
Third, people's livelihood activities
1. People's livelihood activities are the first to promote "People's Livelihood Everyday"
The activities will last until May 2, 218. The most valuable things in people's livelihood every day are food coupons on Friday and movie coupons on Saturday.
2. During the period from September 12th to November 7th, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, which reduced 3 yuan for a single transaction over 2 yuan and above, and limited the participation of the first 2, users every day.
each cardholder is limited to one discount per day.
3. During the period from November 14th to January 2nd, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, with a single payment of 3 yuan and above reduced to 5 yuan, with the participation of the top 1,5 users per day.
each cardholder is limited to one discount per day.
there are many small activities that I won't list one by one.
what are the three platinum cards for people's livelihood?
There is no such thing as a standard platinum card for people's livelihood. The platinum card for people's livelihood is a bank card launched by China Minsheng Bank. The annual fee of Platinum Card Standard Edition is 6 yuan, with an interest-free period of 2-5 days, and the minimum amount owed should be 1%. Among various card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 1, cards, ranking among the best in China.
1. Minsheng Bank Online Banking
Minsheng Bank Personal Online Banking has achieved 168 sub-functions in 28 services including investment, loan and application, basically covering most functions of the counter except cash deposit and withdrawal. Customers log on to the website of Minsheng Bank through the Internet, so that banking services can be delivered directly to customers' homes, and the needs of investment and financial management can be easily realized without leaving home.
according to the needs of customers' financial services, the variety of personal online banking business is constantly enriched, and real-time payment of large and small amounts enables you to complete the transfer and remittance quickly; In the online banking loan business, mortgage open account loan and personal self-help circulation have been added.