1. If you have never applied for a credit card, there will be a pre-approval limit in mobile banking or online banking. This limit is an estimated credit card limit based on your general situation. However, whether the actual credit card limit can meet expectations depends on the bank's approval

2. When approving credit cards, the bank will take into account the nature of your work (private, state-owned, whether it is a high-risk industry, etc.), Income, social security, provident fund, personal tax, credit (whether it is overdue, whether you hold multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications and other aspects will be determined after comprehensive scoring.

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