2. After repayment, call the customer service hotline of the bank credit card to apply for thawing or apply for thawing at the counter of the bank branch to which the credit card belongs.
In addition, whether the credit card can be successfully unfrozen is also related to the reasons for being frozen:
1. The credit card was frozen due to arrears. In this case, as long as the repayment is made in time, it is easy to thaw;
2. Credit card withdrawal is frozen, and it is generally difficult to unfreeze.
There are many reasons why banks freeze credit cards. Credit cards are frozen for different reasons, and the possibility of unsealing is different. Generally speaking, credit cards are frozen mainly for the following reasons:
1, credit card overdue is serious.
If your credit card overdraft limit is relatively large and overdue for more than three months, the bank will basically freeze your credit card to prevent the loss from expanding.
2. Cash withdrawal by credit card
Although the current credit card cashing bank also turns a blind eye, if you cash out too much, the bank may freeze your credit card. For example, if you swipe your card for a long time on those low-cost pos machines, you may be blocked because the bank is unprofitable.
3. There is a risk of stealing credit cards.
For example, your credit card was stolen by someone else, and you swiped it crazily in a short time (or you swiped it yourself). After this behavior is detected by the system, the system may temporarily freeze the credit card.
4. The password has been frozen due to multiple errors.
Credit cards have five chances to enter passwords a day. If you enter the wrong password five times, your credit card will be temporarily frozen.
Whether the credit card can be unsealed under different circumstances and the method of unsealing it.
Above, we have listed four situations in which credit cards may be frozen. In these four cases, the probability that different situations can be unsealed is different.
First of all, the first kind of overdue freezing
In this case, if the overdue amount is not very large and the overdue time is within half a year, you still have a chance to apply for unsealing, but only if you pay off all the credit card bills at one time and then call the bank customer service to ask for unsealing.
If the overdue amount is relatively large and the overdue time is relatively long, such as more than six months (the credit information turns black), then you have no chance to unseal it, and it is basically impossible to unseal it successfully.