CITIC Bank Credit Card is a very popular credit card. It has many preferential policies, such as annual fee exemption, points redemption, shopping discounts, etc. But what is the annual fee for a CITIC Bank credit card? How can I waive the annual fee? This article will introduce it to you in detail.
1. How much is the annual fee for a CITIC Bank credit card?
The annual fee for CITIC Bank credit cards varies depending on the card type. Generally speaking, the annual fee for the regular card is 200 yuan, the annual fee for the gold card is 400 yuan, and the annual fee for the platinum card is 200 yuan. 600 yuan, and the annual fee for the diamond card is 800 yuan.
2. How to waive the annual fee for CITIC Bank credit card?
1. New customers who apply for a CITIC Bank credit card can enjoy the annual fee exemption. Generally speaking, the annual fee of 200 yuan can be waived for the regular card, and the annual fee of 400 yuan can be waived for the gold card. The platinum card can waive the annual fee of 600 yuan, and the diamond card can waive the annual fee of 800 yuan.
2. If you are an old customer of CITIC Bank’s credit card, you can waive the annual fee by redeeming points. Generally speaking, a regular card requires 10,000 points, a gold card requires 20,000 points, and a platinum card requires 20,000 points. The card requires points to be redeemed for 30,000 points, and the diamond card requires points to be redeemed for 40,000 points.
3. If you are an old customer of China CITIC Bank’s credit card, you can waive the annual fee through consumption. Generally speaking, you need to spend at least 10,000 yuan for a regular card, 20,000 yuan for a gold card, and 20,000 yuan for a platinum card. If you spend more than 30,000 yuan, you need to spend more than 40,000 yuan for diamond card.
3. Preferential policies for CITIC Bank credit cards
CITIC Bank credit cards not only waive annual fees, but also have many preferential policies, such as points redemption, shopping discounts, etc.
1. Points redemption: CITIC Bank credit cards have rich point redemption policies. You can use points to redeem various physical and virtual goods, such as air tickets, hotels, movie tickets, electronic products, etc.
2. Shopping discounts: CITIC Bank credit cards also have rich shopping discount policies. You can enjoy discounts at merchants designated by CITIC Bank, such as clothing, shoes, home appliances, beauty, etc.
4. Summary
The above is about how much is the annual fee for a CITIC Bank credit card? How can I waive the annual fee? According to the introduction, the annual fee of CITIC Bank credit card varies according to the card type. New customers can enjoy the annual fee-free discount, and old customers can redeem and spend points to avoid annual fee. In addition, CITIC Bank credit card also has rich points. Redemption and shopping discount policies can bring you more benefits. If you want to know more about CITIC Bank's credit cards, you can log on to CITIC Bank's official website or call customer service for consultation.