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When does the bank start working?
Banking hours are generally from 8: 30 am (or 9: 00 am) to 17: 30 am (or 16: 30 am) from Monday to Friday, and 9: 00 am on weekends and legal holidays (or 10: 00 am). However, the specific business hours of major banks are different. Details are as follows:

1. ICBC: The working hours are 8: 30am and1:30pm from Monday to Friday. That's on weekends and legal holidays. ICBC's personal business hours are 8: 30 am from Monday to Friday and 9: 00 am on weekends and legal holidays.

2. China Construction Bank: The working hours are 8: 30 a.m. or 9: 00 a.m. and 2: 00 p.m. from Monday to Friday, and the business open to the public is closed on weekends and legal holidays. CCB's personal business hours are 8: 30 am or 9: 00 am from Monday to Friday, and 9: 00 am on weekends and legal holidays.

3. Agricultural Bank Agricultural Bank: The working hours are from 9: 00 am to 65438+0: 30 pm from Monday to Friday, and it does not work on weekends and legal holidays. In ABC, personal business hours are 9: 00 am from Monday to Friday, weekends and legal holidays 10: 00.

4. Bank of China: The business hours of China Bank are 9: 00 am and 65438+ 0: 30 pm from Monday to Friday, and it is closed on weekends and legal holidays. In China Bank, personal business hours are 8: 30 am from Monday to Friday, 9: 00 am on weekends and legal holidays 10: 00.

Functions of banks:

1. Acting as a credit intermediary between enterprises: it refers to absorbing people's money into banks in the form of deposits, and then sending the money to enterprises in the form of loans, so as to combine the rich with those who need money.

2. Acting as a payment intermediary between enterprises: all economic activities between enterprises are settled by bank transfer, which can be paid smoothly and complete the circulation of goods.

3. Converting monetary income and savings into capital: it can help enterprises to do great things and become capital, thus developing production.

4. Credit tools can be created: credit tools are not available at the beginning, but are produced with the requirements of economic development.

5. Financial service function: Banks provide some financial services, such as salary payment, telephone charges and gas charges.