The bank considers the nature of the applicant's work and repayment ability.
Applicants should be 18-60 years old (foreigners are 25-60 years old), have certain economic ability and have a good credit record;
Supplementary card applicants are over 14 years old (inclusive), and the main cardholder can apply for supplementary cards for immediate family members (parents, spouses or children);
Original and photocopy of ID card;
Work certificate and income certificate (required to be stamped by the unit);
Non-local accounts also need to provide proof of residence;
Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years;
Business premises contract or ownership certificate (i.e. real estate license).
With the progress of the times and the increasingly fierce competition in the credit card market, the application methods of credit cards are becoming more and more diversified. At present, credit card applications can be handled mainly through the following five channels: bank outlets, mobile stalls, online banking, mobile phones and appointments.