Hello, our bank’s credit card cash withdrawal handling fees, interest and limit limits:

Handling fees: Domestic RMB cash advance handling fees are 1% of the amount of each cash withdrawal, with a minimum charge 10 yuan per transaction; the overseas cash advance fee is 3% of the amount of each cash withdrawal, and the minimum fee is 3 US dollars or 30 yuan per transaction (American Express Card-Centurion Black Gold Card, American Express Card-Centurion White Card The minimum charge for Gold Card is USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis. It is recommended that you repay the loan as soon as possible.

Limit limit: The cash advance limit is generally 50% of the credit limit (except for cards with special regulations). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines does not exceed the equivalent of US$1,000, and the cumulative amount within one month does not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.

(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ business friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center)