Industrial Bank is a formal bank, and its credit card business is regulated and regulated by the Bank of China Insurance Regulatory Commission. The application, approval, use, repayment and other processes of Industrial Bank's credit card are in compliance with relevant laws, regulations and regulatory requirements, and the rights and interests of credit card holders are also protected accordingly.

at present, Industrial Bank has opened "Counter Connect" service in Shanghai, Shenzhen, Hangzhou, Ningbo, Shandong, Jiangsu, Henan, Guangzhou, Tianjin, Dalian and other places (known as "Yinjietong" service in Guangzhou). Just take the Industrial Bank credit card to the bank outlet that has opened the "counter connection" and repay it in cash.