What are the benefits of GF Platinum Card?

Usually, platinum credit cards are high-level credit cards among credit card products. Generally, the credit limit of platinum cards is higher than that of other levels of credit cards, and the benefits that such credit cards can enjoy are also richer. Of course, the application threshold for Platinum Card is also higher, and the income requirements of applicants are relatively high. So what are the benefits of GF Platinum Card?

1. When you open the card, you will receive global travel vehicle accident insurance, with a maximum insured amount of 5 million yuan, which can also be enjoyed by family members traveling with you.

2. You can enjoy exclusive high-speed rail, flight VIP lounge, and VIP channel services.

3. The accumulated points accumulated by credit card consumption can be redeemed at a 15% discount for gifts at the Guangfa Bank Points Mall, and can also be redeemed for miles on multiple airlines.

4. You can enjoy the annual fee-free policy, exclusive points redemption annual fee, and VIP service hotline.

5. If the credit card is lost or stolen, the credit card is forged, or the card information is leaked due to no fault of the customer, Guangfa Bank will provide compensation protection for the cardholder.

The above is an introduction to the benefits of GF Platinum Card, I hope it can be helpful. Overall, the GF Platinum Card has quite a few exclusive services.

What are the differences between the Gold Card and the Platinum Card of Guangfa Credit Card?

In fact, the real difference between the different levels of credit cards is the Gold Card and the Platinum Card. Today, I will tell you about the differences between the Gold Card and the Platinum Card of Guangfa Credit Card.

One of the differences: different annual fees

1. Gold card: RMB card, annual fee for main card is 80 yuan/year, supplementary card is 48 yuan/year; dual currency card, The annual fee for the main card is 260 yuan/year, and the supplementary card is 130 yuan/year;

2. Platinum Card: The annual fee for the main card is 800 yuan/year, and the supplementary card is 400 yuan/year. There is no fee for replacing the damaged card. fee.

Difference 2: Different limits

1. Gold card: limit range is 10,000-50,000 yuan;

2. Platinum card: limit range is 50,000 yuan Yuan and above.

Difference Three: Enjoy Different Discounts

Gold Card: Exclusively enjoy full card loss protection 48 hours before reporting loss, optional high-value insurance protection, and "everything goes" interest-free installments , overdraft cash withdrawal points and many other functions and discounts

Generally speaking, it is easy to upgrade from a regular card to a gold card, but it is much more difficult to upgrade from a gold card to a platinum card.

You can apply for various credit cards quickly and safely.

What is the difference between Guangfa Credit Card’s standard gold card and standard platinum card?

1. Differences in application conditions

Generally speaking, banks will approve funds for high-quality customers Card. In addition to meeting the basic requirements for applying for a credit card, people with an annual income of more than 400,000 yuan are more likely to be approved for a gold card.

Platinum Card is a credit card launched by the card issuer to distinguish it from Gold Card customers, and provides higher-end services and benefits than Gold Card. Usually, banks will actively invite qualified customers to apply for Platinum Card. Platinum Card Card customers can enjoy platinum customer service hotline services and distinguished value-added services. Generally, the application criteria for platinum credit cards of banks are an annual salary of more than 100,000 yuan or proof of financial resources of more than 500,000 yuan.

2. The difference in credit limit

The credit card limit refers to the maximum amount of overdraft that can be approved by the bank based on the asset status and credit status of the cardholder. The higher the limit, the more money you can overdraw, and of course, the greater the repayment pressure.

The limit of a gold credit card is generally between 10,000 yuan and 50,000 yuan; that of a platinum card is around 100,000, or even as high as 500,000.

3. The difference in annual fees

The annual fee of the credit card gold card will be lower than that of the platinum card, and the annual fee-free discount standard gold card will be lower than the platinum card. Moreover, there are many platinum cards launched by banks that do not offer discounts on annual fees.

4. Differences in credit card rights

Because the card levels are different, the credit card rights enjoyed are also different. Generally, platinum cards can enjoy higher discounts at preferential merchants and redeem points for gifts, while gold cards can enjoy slightly lower discounts, and platinum cards can enjoy many value-added services provided by banks. For example: airport VIP lounges, free golf, skipping the queue at the bank, etc.

5. The difference between lost card protection

Lost card protection means that after the credit card is lost or ++, the bank will freeze the credit card account to prevent it from being stolen and compensate for the loss after theft. loss. Different credit card levels naturally have different levels of card loss protection. Currently, ICBC, Everbright, Shanghai Pudong Development Bank and other credit cards do not have lost card protection services, while the lost card protection services of Bank of China, Agricultural Bank of China and other banks are only open to platinum card customers.

Extended information:

Guangfa Bank Standard Credit Card Gold Card, the first standard credit card in China. Enjoy card loss protection 48 hours before reporting the loss in full, high-value insurance protection of your choice, interest-free installments for "everything goes", points accrual for overdraft cash withdrawals, and many other functions and discounts, allowing cardholders to spend more freely and manage finances more easily.

The GF Credit Card Platinum Card generally refers to the GF Zhenxiang Platinum Credit Card. The GF Zhenxiang Platinum Credit Card is specially designed for customers who pursue a higher quality of life. It has green medical channels, green airport channels, unified loss reporting services, and free gifts. High-cost travel accident insurance, emergency ride-hailing services and other functions. For high-end people with different needs, golf platinum cards, business travel platinum cards and car owner platinum cards are specially designed.

Reference materials: Guangfa Credit Card Gold Card - Baidu Encyclopedia Guangfa Credit Card Platinum Card - Baidu Encyclopedia

This is the introduction to the differences between Guangfa Credit Card Platinum Card and Guangfa Credit Card Platinum Card and Gold Card. That's it. I wonder if you found the information you need?