Chinese credit cards can be used to withdraw money in the United States. The handling fee for overseas cash withdrawals with Bank of China bank cards: the handling fee for overseas international organization credit card withdrawals is 3 yuan, and the maximum withdrawal fee for each UnionPay machine withdrawal is 15 yuan.

The overseas credit limit can only be activated if you need to spend abroad.

Overseas cash withdrawal limit:

1. Overseas cash withdrawal limit: Generally, the daily withdrawal limit through UnionPay channels is the equivalent of RMB 10,000.

2. Overseas cash withdrawal restrictions: The cumulative daily cash withdrawal amount for each overseas non-UnionPay account shall not exceed the equivalent of US$1,000. The cumulative amount within one month shall not exceed the equivalent of US$5,000. The cumulative amount within six months shall not exceed the equivalent of US$1,000. No more than the equivalent of US$10,000.

3. Overseas cash withdrawal handling fee: Overseas cash withdrawal handling fee is 3% of the amount of each cash withdrawal, with a minimum charge of 3 US dollars or 30 yuan per transaction (American Express Card-Centurion Black Gold Card, American Express Card - Centurion Platinum Card charges a minimum of USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash withdrawals.