What is the initial limit of Agricultural Bank of China’s QQ credit card?

The initial limit of Agricultural Bank of China’s QQ credit card is generally between 3,000 yuan and 8,000 yuan, with a maximum limit of 50,000 yuan. The Agricultural Bank of China QQ Credit Card is a co-branded card issued by the Agricultural Bank of China and belongs to the UnionPay Gold Card level. The applicants for Agricultural Bank of China's QQ card are mainly those who have online consumption and shopping habits and often use mobile communication tools to chat and make friends.

If you want to increase the credit limit of your Agricultural Bank of China QQ credit card, you must do a good job of "cleaning up your turnover" 3 months in advance before applying to the bank for a limit increase, that is, the following 6 points: 1. Use the credit card frequently; 2. Repay loans on time and maintain a good credit record; 3. Prioritize the use of credit cards when encountering large purchases; 4. Frequently apply for temporary quotas; 5. Occasionally make high-end purchases; 6. Have more than one overseas purchase, etc.

After doing the above 6 points of "flush the turnover", you can take the initiative to apply for a limit increase from the bank. When applying for a limit increase, you can call the Agricultural Bank of China to apply for a credit card limit increase six months after holding the card. After receiving the application for a limit increase, the bank will review the applicant's qualifications for limit increase. If it is found that the applicant uses the credit card more frequently, the credit card consumption is more diversified, and the amount of consumption is often above the credit limit, etc. When the requirements for a limit increase are met, it will be determined that the applicant needs a higher credit card limit, and the application for a limit increase will be successfully approved. Note that a new card can only apply for a limit increase after it has been activated and used for more than half a year. There will also be an interval of one quarter to half a year between applying for a limit increase again.

The Agricultural Bank of China’s QQ Credit Card has the characteristics of lifetime annual fee exemption, and its validity period can reach 8 years, and the interest-free period can reach up to 56 days. There is no cash withdrawal fee for withdrawals of excess repayments within the scope of the bank in the same city. , supports electronic cash applications, and can realize financial IC card functions such as offline small-amount payments (note: electronic cash accounts do not record interest and cannot be reported as lost, please keep them properly). In addition, you can enjoy more preferential benefits by reserving your QQ number when applying for the card. For example, after binding this card to Tenpay, you can get a scratch card if you successfully make a quick payment. The scratch card has a 100% chance of winning, and you can enjoy 3 chances to get the card every month. Is the QQ co-branded credit card of Agricultural Bank of China a gold card or a regular card?

QQ cards are all gold cards and not regular cards. The maximum limit is 20W, and there is no annual fee for life. There is no handling fee for withdrawing excess deposits from our local bank. If you plan to hold an Agricultural Bank of China credit card for a long time, you can apply for one.

Jinsui QQ co-branded IC credit card: with electronic cash, equipped with special-shaped financial IC card, using magnetic stripe and chip composite media that complies with PBOC2.0 standards, issuing a gold-in-one card, following UnionPay The BIN number of the standard credit IC gold card is 625996.

Jinsui QQ co-branded IC credit card is mainly issued to Tencent users, Tenpay members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools. The Jinsui QQ co-branded IC credit card is more favorable and can be exempted from annual fees; the over-repayment handling fee is waived within the scope of the bank in the same city; the charging standards for other items are consistent with the UnionPay standard IC credit card gold card. It is worth mentioning that the card is valid for 8 years and can be supplemented with additional cards.

Extended information:

For online shopping, Tenpay is commonly used by some Tencent users. This Jinsui QQ co-branded IC credit card enjoys the rights of Tenpay members and exclusive Tenpay You can enjoy a 40% discount on the recharge of mobile phone bills through various channels, and enjoy the joint VIP rights of Tenpay cooperative merchants. You can also receive premium QQ shows for free, automatically upgrade to light up the QQ panel icon, and enjoy a 50% discount on purchasing Q coins through online banking on the Tencent official website. You can enjoy 93% off by paying via Express or Express. For WeChat functions commonly used by mobile phone users, cardholders can use WeChat to scan the QQ card’s exclusive QR code and apply for a QQ card WeChat electronic bank card to view activities and special merchant information in real time.

QQ card is not only discounted and practical, but also has many special functions. For example, it has a WeChat QR code information query function. Use WeChat to scan the QQ card's exclusive QR code to apply for a QQ card WeChat electronic credit card. Cardholders can view promotions and special merchant information in real time.

Cardholders also enjoy the rights of “Tenpay Membership”. They can become a Tenpay member for free and obtain a number of Tenpay member benefits, such as a minimum 94% off on mobile phone recharges and a minimum of 93% off on purchasing Q coins. Discounts and other discounts.

Agricultural Bank of China has also set up a special points gift redemption area for QQ card users. The "QQ co-branded card redemption area" includes derivative products such as Tencent Q coins, Tencent monthly products and QQ dolls, which is open to QQ card holders.

Reference materials: Credit card window - Agricultural Bank of China credit card, Agricultural Bank of China Jinsui QQ co-branded ic credit card are all gold cards

Credit card is a kind of credit card that allows you to first A card that can be used for consumption and repayment can be used for daily consumption, and at the same time, part of the cash can be withdrawn in urgent need. \x0d\The Jinsui QQ co-branded IC credit card is just a credit card jointly launched by the Agricultural Bank of China and Tencent. This card is free of annual fees, and your QQ number can also appear on the credit card. . \x0d\Generally speaking, if you are already a gold card customer of Agricultural Bank of China, it is very simple to apply for this co-branded card. But this does not mean that a credit card must be a gold card. \x0d\The QQ co-branded IC credit cards of Agricultural Bank of China are all gold cards. There is a GOLD logo in the middle of the upper left corner of the card. However, this credit card has no annual fee for life, and there is a hidden discount. It means taking the money you deposited (if you have consumption, it will default to early repayment. It must have been repaid, but there is still extra money, which is extra deposited money) and withdraw the excess repayment. There is no handling fee. We are in Sichuan Province! Generally, there is a handling fee for withdrawing overpayment from banks, because the main function of a credit card is to use it for consumption.