College students can apply for Ping An Bank credit cards, but primary and secondary school students and minors cannot apply.

The conditions for applying for a Ping An Bank credit card are as follows:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good credit standing can apply for a Ping An Bank credit card. Apply to the card issuer for a personal credit card master card with your valid identity document and other documents required by the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Extended information:

Basic functions of Ping An Bank credit card:

Through deposit and redemption: The card has current and time deposit accounts, and can handle RMB and U.S. dollars , Hong Kong dollars, euros, Japanese yen, pounds and other multi-currency savings deposit business, which can be deposited and redeemed at all Ping An Bank outlets.

Transfer and remittance: Cardholders can handle the transfer and settlement business of debit card accounts at the counter of our bank's business outlets, telephone banking, online banking, ATM, CRS and other virtual/self-service channels.

Cash deposits and withdrawals: Cardholders can deposit and withdraw money at the counters of our bank's business outlets and self-service deposit and withdrawal equipment, and can also withdraw money from ATMs with the "UnionPay" logo at home and abroad. ?

Shopping and consumption: With the card, you can make purchases and make payments at the POS of special merchants with the "UnionPay" logo at home and abroad. ?

Investment and financial management: With the card, you can apply for smart seven-day notice savings deposits to obtain higher interest than ordinary seven-day notice savings deposits, as well as stocks, funds, structured savings deposits, bank collective wealth management products, trust products, and insurance , securities collective financial management, gold investment and other financial product investments. ?

Issuance and payment: With the card, you can pay more than 30 kinds of public utility items such as water, electricity, gas, telephone bills, mobile communications, cable TV, property management, and insurance. Handle the payment of wages, bonuses, pensions, insurance and survival benefits, etc. At the same time, our bank cooperates with various port terminals or land ports. With the card, vehicles can automatically withhold and pay fees without stopping when passing through the gate or entering and exiting.

Comprehensive services: Inquiry: Cardholders can inquire the balance and transaction details of their debit card accounts through virtual/self-service channels such as our bank branch counters, telephone banking, online banking, ATM, CRS, etc. etc. content.

SMS: Cardholders can apply to activate the SMS service through the counter of our bank's business outlets or online banking. As long as there is a change in the account, the "SMS" service will notify the customer immediately through mobile phone text messages, allowing customers to Keep abreast of account changes.

Baidu Encyclopedia-Ping An Credit Card