The external visiting personnel of China Construction Bank are staff members of the bank or outsourced third-party organization.

External visitors are generally entrusted by the receiving bank to conduct outbound visits and investigations on customers with overdue credit card repayments in accordance with bank requirements, guide and urge users to repay in time, protect the interests of the bank, and recover funds. The integrity of the debtor can prevent greater losses.

When foreign visitors engage in excessive illegal behavior, users can retain relevant evidence to complain or call the police.