Basic conditions for obtaining a card: at least 18 years old, with good credit information and a stable source of work and income, that is, ID card and work certificate. Some types of cards, such as industrial and commercial transportation cards, identity cards and driving licenses, can be used. A pure white household means that there is no record of bank loan, credit card account or personal credit inquiry. The following four credit cards are worth applying for.

1. Bank of Communications Credit Card

If you want to apply for a Bank of Communications card, you should first go to the local Bank of Communications counter, ask them for an application form or print the application form yourself in Bank of Communications official website. Generally, Suning Appliance and Wal-Mart also have teams of Bank of Communications stationed at the site. You can also look for them. Provide your ID card and proof of income.

2. Guangfa Bank Credit Card

Guangfa Bank Credit Card can be applied online through Discover Wonderful APP, or you can go to.

Please ask the staff at the bank counter to fill out the form. Generally, the credit cards of Guangfa Bank will be issued quickly as long as they have stable working income.

3. China Everbright Bank Credit Card

Everbright Credit Card is also the best choice for white households. We can handle credit cards through employees of China Everbright Bank. As long as you have the certificate of your work unit and affix the official seal, and fill in the application form according to the requirements of bank employees, the card will be released in about 10 days.

3. CITIC Bank Credit Card

CITIC Bank can apply online, and we can use the recommendation link of CITIC Bank.

Enter the application page and fill in your personal information truthfully. As long as the credit is not overdue, a text message will inform you whether it has passed or not, and the card will be mailed to your work unit within one week.

The application form should be filled in skillfully. 1, marital status: Married with children scored the highest because they were relatively stable. 2, education: high education will add points, at least bachelor degree or above. 3. Residence status: self-purchase without loan, plus points. Explain that the economic strength is good and there is no burden. 4, personal annual income: the more the better, don't exaggerate. 5. Duration of current address: The longer the better, be careful not to be outrageous.

6. Current working hours: at least 1 year, the longer the better. 7. Occupation and industry category: institutions, state-owned enterprises, top 500 enterprises and well-known enterprises are the best. 8, mailing address: it is best to choose the address of the unit, you can add points.