Is there any charge if you don’t activate the GF Didi co-branded credit card gold card?

There is no charge if you don’t activate it.

If the Guangfa Bank credit card has not been activated, it is invalid and will not incur annual fees. The China Banking Regulatory Commission stipulates that before the cardholder activates the credit card, the banking financial institution shall not deduct any fees, unless the cardholder authorizes the banking financial institution to deduct the fees in writing, through a telephone recording of the customer service center, or with an electronic signature.

Guangfa Bank stated that new card users of Guangfa Bank will not be charged annual fees before the credit card is activated. After the card is activated, the annual fee for the first year will be waived, and the annual fee for the second year will be waived after spending six times or more. The 15 yuan production fee will only be charged if the customer does not use it and cancels it.

What does the word "Didi" on a bank card mean?

The word "Didi" on a bank card is as follows:

This means: co-branded card, It is an equity card jointly developed by Didi and banks. In fact, it refers to the China Merchants Didi Card cooperated by China Merchants Bank and Didi. With this card, you can enjoy the first 2 free ATM domestic inter-bank and remote withdrawals per month, and Didi Travel’s daily scan code to receive Didi Travel gift packs. .

Characteristics of co-branded cards:

Essentially, it is a bank card jointly issued by the card-issuing bank and a for-profit institution. The most common is a co-branded debit card, that is, in A co-branded bank card developed on the basis of a debit card.

Co-branded cards not only have all the features of bank cards - cash deposits and withdrawals, card purchases, transfers, etc., but also add some new functions according to the regulations of banks and merchants. Compared with other forms of credit cards, co-branded cards not only have low application requirements, but also enjoy double benefits. This entry provides a detailed introduction to the functions, features and main advantages of co-branded cards.

What are the discounts for using the China Merchants Bank Didi co-branded credit card?

From now until March 31, 2017 (inclusive), the principal cardholder of the China Merchants Bank Didi co-branded credit card can Exclusively enjoy Didi Chuxing’s 5x points activity.

Didi Travel 5 times points: Didi co-branded credit card principal cardholders can use the card to complete Didi Travel fare payment through "One Net Payment", and can follow Didi Travel 5 times CMB points points for Didi Travel fares , the gift points are valid for 3 years. The monthly bonus points limit is 1,000 points per household.

Warm reminder

For more preferential activities, please log in to the Palm Life APP and select: "My" - "Activities. Rewards" to view.

Is it easy to apply for a Didi co-branded credit card?

Whether it is easy or not depends on each person. The credit card application thresholds of various banks are basically the same, and are comprehensively evaluated based on the applicant's work situation, income level, property status, personal credit report and other conditions. (Shizuka Says Card A)

Application conditions:

1. The applicant must be between 18 and 60 years old and have full capacity for civil conduct.

2. Have a stable job and the income can meet the repayment needs.

3. Applicants need to have a good credit record and no major default records.

4. Applicants must have certain proof of assets, such as bank deposits, stocks, bonds, vehicles, real estate, etc.

Can Didi issue credit cards?

Yes.

Guangfa Bank Didi Co-branded Credit Card is a jointly customized credit card issued by China Guangfa Bank and Didi Company. Users who successfully apply for the card can enjoy travel gift discounts and double discounts from Guangfa Bank. In fact, it is a credit card, which can be used to make purchases. Because it is a co-branded model, there will also be discounts when using Didi.

This concludes the introduction to Didi co-branded credit cards and Didi co-branded credit card annual fees. Have you found the information you need?