1. Can credit card debt be transferred to others?

1. Credit card debt can be transferred to others. With the consent of the creditor, you can transfer your credit card debt to a third party. After the transfer, the third party will bear the repayment obligation, and the original debtor will no longer perform the repayment obligation. If the debtor transfers all or part of its contractual obligations to a third party, it must obtain the consent of the creditor.

2. Legal basis: Article 551 of the "People's Republic of China and Civil Code"

If the debtor transfers all or part of the debt to a third party, The creditor's consent must be obtained.

The debtor or a third party may urge the creditor to agree within a reasonable period of time. If the creditor fails to express his consent, it shall be deemed that he does not agree.

Article 553

If the debtor transfers the debt, the new debtor may assert the original debtor's defense against the creditor; if the original debtor has claims against the creditor, the new debtor shall not claim against the creditor Claim offset.

2. Is credit card debt a joint debt of husband and wife?

Whether credit card debt is a joint debt of husband and wife, it needs to be decided based on the specific circumstances:

1. If the credit card holder can prove that the debt is indeed used for the husband and wife's life together, then the debt at this time is a joint debt of the husband and wife;

2. If it is a debt borrowed by one party for gambling , it does not belong to the joint debt of husband and wife.