When you apply for a credit card through online banking for the first time, the system will make a preliminary examination according to the information you fill in. After inspection, there are two different situations:

The Commissioner of China Merchants Bank will contact you by phone within 4 working days to make an appointment for the door-to-door time;

To send you an audit notification SMS, you need to sign at any branch of China Merchants Bank with SMS and valid ID within 30 days. If the verification is successful, the card will be mailed to you and will be received about a week after mailing.

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1. These two situations are automatically assigned by the system and cannot be selected. The final result is subject to approval.

2. If the interview time exceeds 30 days, you need to resubmit the application materials at the outlets, and you can only apply once within 2 months of online banking reservation.

(reply time: 20191110/0/2/0/. Please refer to the latest business changes announced by China Merchants Bank in official website. )