Joint credit cards are nothing new now. If you are a big fan of Xiaomi, you can also consider applying for the second Xiaomi credit card jointly issued by Xiaomi and China Everbright Bank, and you can enjoy a series of limited exclusive rights such as Xiaomi video members, film and television members and TV box deduction coupons. So, what is the limit of this card?

What is the quota of Everbright Xiaomi's joint titanium card?

Everbright Xiaomi co-branded titanium card has two versions: the red version and the blue version. The card adopts gradient design, and there is Xiaomi Logo in the upper right corner, which is very exquisite. You can apply for any card noodles according to your own preferences.

Judging from the card level, Everbright Xiaomi's titanium card level is a gold card, with a maximum amount of 50,000 yuan, but everyone's qualifications are different and the amount is different. How much credit can be obtained is ultimately approved by the bank based on the cardholder information. In other words, the credit limit of Everbright Xiaomi's joint titanium card depends on the applicant's credit conditions and the bank's audit results.

There are several factors that affect the number of credit card approvals:

1. As a joint card jointly launched by China Everbright and Xiaomi, the bank will not only review the applicant's credit, but also refer to Xiaomi's data when approving the card. After all, the card needs to be logged into Xiaomi's official channel, so the user's consumption in Xiaomi will also affect the quota.

2. When the bank approves the credit card, it will also check the credit information of the applicant. The better the credit, the easier it is to get rid of the card.

In a word, if you are not satisfied with the credit line of Everbright Xiaomi Titanium Card, you'd better not sell it. Credit card can increase credit, and the credit card of China Everbright Bank is also very fast.