Does the salary certificate for applying for a credit card need to be stamped with the financial seal of the unit?
Does the salary certificate for applying for a credit card need to be stamped with the financial seal of the unit?
Yes, it must be stamped Official seal of the finance or human resources department
Requirements for applying for a credit card
1. Go to the credit card center staff at the local bank branch to apply. Some banks support online banking applications;
2. Be at least 18 years old and have full capacity for civil conduct;
3. Have a stable income and the ability to repay loans on time;
4. Submit your ID card and work certificate, Proof of income or proof of real estate, vehicles and other assets in your own name;
5. Social security card;
6. Other bank credit cards, etc.
7. Fill in the application form
8. Submit the completed application form. The bank will give you a reply based on your conditions. You can also enter your ID number on the bank's official website to check the application progress. .
Each bank has different standards and requirements for credit card processing. The above information is not necessarily required. It depends on the bank's requirements, but proof of work and income are very important.
Can I apply for a credit card if I have a work certificate?
As long as I meet the bank’s regulations and have a work certificate, I can apply for a credit card. The regulations are as follows;
1. Age requirements: Aged between 18 and 65 years old;
2. Income and asset requirements: stable career and income;
3. Credit and ability requirements: good credit and Ability to repay loans and interest on time;
4. Have full capacity for civil conduct;
5. Provide original copies of various certificates.
When applying for a credit card salary certificate, is it better to handwrite or print it
It is recommended to print it on company letterhead paper or letter paper (preferably with company LOGO)
The more detailed the salary certificate, the better. Don’t simply say “so-and-so, annual income is 120,000.” It’s better to break down the salary, bonuses, and allowances?
Or you can leave the name and amount blank. Print it and fill it out by hand. It feels like your company often issues this kind of certificate
How can I put it, something made with effort is better
But in the end, for For banks, the overall credibility of salary certificates is not very high. Banks will use methods such as checking pensions and provident funds to estimate your income level from the side. Do you understand?
How to apply for a credit card salary certificate? Fill it in by hand or print it out
Go directly to the bank and they will help you. All you need to do is write down your salary, company contact number, address, and a contact person.
Does it take a salary slip to apply for a credit card? How many months does it take?
Not necessarily. I have applied for 10 credit cards and have never received one. I provided the company address and phone number, and they will call to verify.
Does the salary sheet need to be stamped with the financial seal and the manager’s seal?
If the salary sheet is not given to employees, it can be viewed internally by the company. If audits need to be carried out one by one, the signature or seal of each auditor is required, and the financial seal cannot be stamped randomly.
If it is the details or credentials for employees, it is recommended that you do not cover anything, including the company name.
China Merchants Bank applies for a credit card. Can the salary card statement issued by Industrial Bank be used as proof of income when applying for a credit card? I don’t want to find an employer to issue an income certificate
Hello, card application conditions and required information: Applicants should be between 18 and 60 years old (overseas residents between 25 and 60 years old), have certain financial capabilities and have a credit record good. The credit card application result shall be subject to our bank's actual audit.
Information: Our bank’s credit card application form, photocopy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and employment certificate/residence permit) and work certification files issued by the unit.
In addition, providing the following information will help increase your credit limit, such as: photocopies of China Merchants Bank’s savings account slips in the past three months; original proof of asset balance of the financial account opened by China Merchants Bank; photocopy of real estate certificate (Including my name) A photocopy of any utility invoice for the property in the past 3 months; a photocopy of my car driving license.
(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; Method 1 2: Search the number "cmb4008205555" in WeChat and follow the China Merchants Bank Credit Card Center. )
Can I apply for a credit card if the income certificate is a photocopy?
Of course, a photocopy is OK, but there is a prerequisite. :
It must be stamped with an official seal (not photocopied or printed) to be valid.
I would like to apply for a credit card. When stamping the financial certificate presented by the employer, do I need to stamp it with the financial professional seal or the official seal of the employer? Thank you.
To apply for a credit card, income is generally required. The certificate should be stamped with the official seal of the unit.
To apply for a Bank of China credit card financial certificate, do you have to go to the bank to get the form and return it to the company?
You can also do it, or the bank can send you an email and you can download it and stamp it yourself
Do I need a work certificate to apply for a credit card with salary flow?
Do I need a work certificate to apply for a credit card with salary flow?
When applying for an overdraft card, you generally need to provide proof of salary income. That’s it. If you want to develop an overdraft card with a high limit, you need to provide salary statements, and then you can apply after providing a bank audit, but you have to repay it within the specified time, otherwise the interest will be very high.
Do you need proof of work to apply for a credit card with salary statement
Yes, you must provide ID card, proof of work income, etc. to be successful in the audit. The bank's credit card application regulations are as follows;
1. Age requirement: between 18 and 65 years old;
2. Income and asset requirements: stable career and income;
3. Credit, Ability requirements: Have good credit and the ability to pay interest on time;
4. Have full capacity for civil conduct;
5. Provide original copies of various certificates.
To apply for a credit card and have a salary card, you also need proof of work and income
In fact, you can do it without a proof of work. You can ask the card provider to come to you and apply for a credit card at your workplace. , and then you can provide your social security card and work permit. It is also possible to issue a salary certificate.
Do I need a work certificate and salary certificate to apply for a credit card? Can I apply for a credit card if I have a salary statement and a work certificate?
If I have a salary statement and a work certificate, I can apply for a credit card. It is best to have social security. It's best to pay it locally
Do I need proof of work to apply for a credit card?
Hello.
It is best to attach it, which will gradually reduce the workload of the auditors and increase the possibility of passing.
Best wishes again!
(If you have any questions, please ask, we will accept it if you are satisfied)
Do you need proof of work to apply for a CCB salary card credit card?
As long as you are over 18 years old and have a stable career and income, you can apply for a CCB credit card. If your salary card is also issued by China Construction Bank, it will be helpful for your card audit. Now, when applying for a credit card, it is not said that you must have a work certificate, because the work certificate is too important and banks will not use it as a reference.
After you apply, the bank will still conduct a comprehensive audit based on your income, payment, personal credit, etc. If you can provide additional proof of financial resources, such as real estate, cars, and time deposit certificates from China Construction Bank, apply at the branch. The more complete information you provide, the more helpful it will be for card audit.
Do I need proof of work if I have a driving license to apply for a credit card?
Applying for a credit card has nothing to do with having a driving license. Identity card, income certificate, etc. are required to apply for a credit card
, Processing conditions:
1. Citizens aged 18-65 years old and capable of civil conduct.
2. Have stable income and provide proof of income.
3. The personal credit report must be good and have no bad records.
4. Whether you can successfully apply for a credit card is also related to your occupation. For example, security guards, self-employed people, farmers, etc. are more difficult to successfully apply for.
5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.
2. Information required to apply for a credit card:
1. Identity certification materials;
2. Work and income certification materials;
3. Documents proving financial resources;
4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials;
3. Process:
p>1. Apply for an appointment online;
2. Three to five working days after the appointment, staff will contact you to collect information;
3. The bank system conducts personal The information audit and telephone return visit will take about 7 to 10 working days;
4. If the audit is passed, the credit card will be sent out in about 10 working days;
With proof of employment, Can I apply for a credit card without salary slip?
Salary slip is required.
The interest settlement must be accurate and the agency will handle it quickly.
It must be continuous without interruption! Just print on bank paper!
The salary statement has the word "salary"!
The price is fair
Can I apply for a credit card without proof of salary or employment?
Provide real estate and car ownership. Or fixed assets are enough. If there is no asset certificate, it cannot be processed.
Standard format of ICBC credit card income certificate
Income certificate is one of the important documents to prove one's economic status in social and economic activities. What are the ICBC credit card income certificates? The following is an ICBC credit card Income certification materials are welcome to read.
Income certificate and work certificate format (for credit card application)
Employee work and income certificate
Industrial and Commercial Bank of China____ Branch:
This is to certify that ______ is an employee of our company and holds the position of ______ in _____ department. So far, the total income for the year has been approximately _________ yuan.
This is to prove.
This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.
Stamp: Date: _year__month__day
It’s really hard to get out without a credit card these days. What are the conditions and procedures for applying for a credit card? What?
1. CITIC Bank credit card application requirements: copy of ID card; salary certificate or business card and badge with photo, choose any one.
2. Agricultural Bank of China credit card application conditions: copy of ID card; salary certificate or business card, copy of social security card (Agricultural Bank of China only accepts business cards and badges from companies such as Xiamen Airlines), other small and medium-sized companies Proof of salary is required.
3. Requirements for ICBC credit card application: copy of ID card; salary certificate or business card and badge with photo.
4. Conditions for applying for a China Construction Bank credit card: a copy of your ID card; a salary certificate or a business card and a badge with a photo; social security and medical insurance must be paid for more than 6 months.
5. Application conditions for China Merchants Bank credit card: copy of ID card; salary certificate or business card and badge with photo, choose any one. The company has its own website (the company can be searched on Baidu) , applications in the service industry must have a copy of the real estate certificate and open a savings card account at China Merchants Bank.
6. Bank of Communications credit card application conditions: copy of ID card; salary certificate or business card and badge with photo, choose one (there is also a youth card, age between 18 and 29 years old, Graduates from 2003 to 2006 can apply if they provide a copy of their college diploma or above. Of course, proof of salary is even better).
7. Minsheng Bank credit card application conditions: copy of ID card; salary certificate or business card and badge with photo, choose one of them. Social security and medical insurance must be paid if there is a village name on the ID card. It has been paid for more than 6 months, or a copy of the property ownership certificate; (except for those who have held credit cards for more than 6 months). For local household registration, you only need to provide proof of personal salary.
8. Application requirements for Everbright Bank credit card: copy of ID card; salary certificate or business card and badge with photo. Please attach a statement of credit card consumption if you are not a resident of this city.
9. Bank of China credit card application requirements: copy of ID card; salary certificate, except for those in the service industry, badges from units with good credit are also acceptable.
10. Application conditions for Industrial Bank credit card: copy of ID card; proof of salary. Social security and medical insurance must be paid for more than 6 months. General applications in the service industry will not be approved.
Of course, the more materials you can provide, the higher the processing limit will be, such as a copy of the real estate certificate, a copy of the vehicle, a copy of the social security card and medical insurance card, a copy of the academic certificate, a copy of the professional title certificate, Copies of job certificates, copies of water, electricity, gas and fixed-line phone payment bills for the past three months, and personal loan contracts.
Proof of personal income of company employees
This is to certify that ____ ID number () is an employee of the company, works at the ____ position of the company, and has been employed in the company_ ___
In ____ month of year, the annual income is ______ yuan; this certificate is only for employees to apply for credit cards and will not be used for other purposes. Hereby certify.
Notes:
Full name of the company:
Company telephone switchboard:
Address:
Company signature:
Year, Month, Day
Proof of employee’s work and income
______________:
This is to certify that _________ is an employee of our company, ID card No.:, holds ________ position in ________ department. I have been working for ____ years and ___ months so far, and my total annual income is approximately ______ yuan (RMB capitalized: Yuan).
This is to prove.
This certificate is only used to prove the employee's work and salary income in our company. Our company does not assume any form of guarantee for the employee's use of credit cards.
Seal:
Date: ______year___month___day
Income certificate of company employees
This is to certify XXX, an employee of our company (XXXX company), has worked in our company for XX years and holds the position of XX manager (position) of XX department. His total monthly income is XXXXX.00 yuan, which is after-tax (or pre-tax) salary.
XXXX Company
X, month, X, 20xx
Remember to stamp the official seal.
Proof of income of employees of the unit
Bank:
This is to certify that Mr. (Ms.) is an employee of our unit, with years of working experience in our unit, and his position is , the position is, the nature of the work is (formal; contract; temporary; other), the job title, whether the employee has violated any regulations (yes; no).
Their ID number is:
The average monthly income is RMB (uppercase) yuan
Signature of the person filling out the form: Certifying unit (with official seal)
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Unit contact number:
Unit business license number:
Unit office address:
This unit promises that the employee’s income is authentic.
This income certificate is only for the employee's use of credit cards. Our company does not assume any responsibility for the arrears that may be caused by the employee's use of credit cards.
Date of filling in the form: Year and month
Proof of personal income from the company
CITIC Credit Card Center:
This is to certify that the certificate is an employee of the company, The proof of fixed monthly income and annual income can only be used to apply for a CITIC credit card, and is not responsible for employees' credit card legal and debt responsibilities.
Unit seal:
Format of personal income certificate for China Merchants Bank credit card application
Company personal income certificate
This is my company (XXXX Company) employee XXX, ID number: XXXXXX, has worked in our company for XX years, holds the position of XX manager (position) of XX department, and has an annual income of RMB XXXXX yuan.
This is to certify!
XXXX company (with official seal)
X, month, x, XXXX
Proof of income is required to apply for a credit card ? How to open it effectively?
Many friends who have applied for a credit card found that their card application was rejected. They consulted the bank and learned that they did not provide valid income certification documents. In this case, they had to apply for a new income certification. However, some card friends want to know whether they must provide proof of income to apply for a credit card. Let’s analyze it together.
1. Is income proof necessary to apply for a credit card?
Applying for a credit card requires stable income and repayment ability. Proof of income is an important document to prove the applicant's current economic level. However, this is only one of the reference factors. The bank will also require the application. People provide proof of employment, salary statements, etc.
On this basis, if the applicant can provide proof of financial resources such as real estate and time deposits, then the credit card application will be easier.
2. How to apply for a credit card income certificate?
Before applying for a credit card, you need to know what the bank’s standard income certificate looks like. You can call for consultation, or you can go to a bank branch to look at the template.
General income certificates have the following important matters.
1. Write the name of the bank that handles the card, such as a certain bank.
2. Write down the handling unit and person. Including the full name of the unit, office address, landline phone number, name of the certifier, etc.
3. Write down the information of the person being certified. For example, this is to prove that XXX, ID number (XX) is an employee of our company.
4. Write down the income of the person being certified. For example, a certain comrade works in a certain position in our company and earns an annual income of XX million yuan.
5. Write clearly the purpose of the proof. For example: This is only used for employees to apply for credit cards and is not used for other purposes.
6. Write the certification time clearly to the specific date, such as a certain day of a certain year and a certain month.
7. Stamp the official seal of the unit.
The last thing to remind is that the income certificate does not only refer to the annual salary income, but also includes various benefits and subsidies issued by the company, which can be converted into cash and added. In this way, the higher the income, the more conducive to improving The pass rate of batch cards.
Can I go to the bank to apply for a credit card if I have income certificate and employment certificate issued by the company?
Can I go to the bank to apply for a credit card if I have income certificate and employment certificate issued by the company?
Information required for credit card application:
1. Identity proof information: photocopy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland, you will also need Provide proof of employment.
2. Proof of work and income: salary certificate, photocopy of social security (paid for more than half a year).
3. Supporting information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months. The original document of any fee, a photocopy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.
Can I apply for a credit card at CITIC Bank if I have proof of employment, good income and an official statement from the company?
Yes, it is easier to apply for CITIC. You can go to the branch to apply or apply online. The amount applied online may be lower than at the branch. After the online application is approved, you still need to go to the branch to confirm the recommendation. Apply at an outlet or find a salesperson
Can I apply for a credit card if I have proof of work and income?
The main documents required to apply for a credit card are:
1. Resident ID card or passport
2. Proof of work (work certificate or certificate from the relevant personnel department, the basic requirement is to work for more than three months)
3. Proof of income (certificate of income issued by the financial department of the unit, if Self-employment requires a photocopy of the industrial and commercial license and tax payment certificate)
The above are the most basic materials required for applying for a credit card. At the same time, if you can provide proof of your own real estate or your own vehicle, it will greatly increase the number of card applications. Success rate and increased overdraft limit.
Can I apply for a credit card by bringing my proof of employment and income to the bank?
Yes.
There is also a more convenient and fast way, which is to apply online by yourself, such as China CITIC Bank. I applied online in August last year and passed the audit in 2 days. I got the card in more than half a month. Online transactions are calculated as points and limit. 50,000, okay?
Can I apply for a credit card with proof of employment but no proof of income?
When applying for a credit card online, you don’t even need to provide proof of employment. You can try applying online.
Can CCB apply for a credit card with proof of employment and income?
The conditions for applying for a CCB main credit card are: 1) Aged between 18 and 70 years old and with full capacity for civil conduct; 2 ) Have a stable career and income, be able to repay principal and interest on time and have good credit. Generally speaking, with permanent residence in this city, stable job income, continuous payment of five social insurances and one housing fund, and good credit, the possibility of successful application is very high.
To apply at the branch, you need to provide 1. A photocopy of your ID card, 2. Proof of income (for example: a copy of the personal income tax withholding voucher or tax payment certificate, provident fund payment record or photocopy of the payment list) Or proof of personal assets (for example: photocopy of local real estate certificate, house purchase/car invoice, photocopy of motor vehicle driving license of the People's Republic of China and the People's Republic of China, savings passbook or certificate of deposit, etc.) or professional technical certificate (for example: assessment by the national authoritative department or Photocopies of recognized professional qualification certificates, including certified public accountants, certified auditors, lawyer licenses, etc.) If the applicant is not registered locally, in addition to the above materials, a certificate of stability is also required. (For example: local real estate certificate, photocopy of comprehensive social insurance statement (more than 6 months old), academic certificate, etc.). Of course, when actually applying for a card, you won’t be asked to provide so much. Many people can apply for a card by providing their ID card. Because social security records can be found by banks, they are generally not required to provide them. Other certificates are provided as appropriate, but the unit can issue one by itself. Proof of income is basically not very useful (but it also depends on the nature of the unit, certificates issued by private companies are not recognized by banks)
For companies that have been registered for three months, they can apply for a credit card with proof of work and income. What?
You can apply, but the amount may not be high!
Can I apply for a Bank of Communications credit card with proof of income and work?
With these two items, it should be possible. To put it simply, as long as the bank verifies that you have the ability to repay, you It’s easy to apply for a credit card
Which bank does not require proof of employment and income to apply for a credit card
There is no such bank
No matter how you apply
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Required fields in the form must be filled in and you must have a job
Proof of income is optional
Which bank in Foshan does not require proof of income and proof of work when applying for a credit card?
For transportation, you only need to apply online. After receiving the card by mail, you can go to the business office to activate it. No proof is required, and the limit is 14,000.
Hope this can help You
That’s it for the introduction to applying for a credit card with salary certificate.