Can I pay in installments when I buy an iPhone in a specialty store with an ICBC credit card?

Can I pay in installments when I buy an iPhone in a specialty store with an ICBC credit card?

ICBC credit card holders who purchase Apple products in the special area can enjoy discounts of 3 to 24 installments with no handling fees and no interest.

The specific process is:

Log in to the Apple official website online mall (store.apple.com/cn_icbc) to enter the ICBC area, or log in to the ICBC official website () online mall

< p> Anyone who pays with an ICBC credit card and purchases Apple products in installments can enjoy special installment promotions with zero interest and zero handling fees for 3, 6, 9, 12, 18 and 24 installments.

Apple (China) has specially reserved the currently hot-selling gold version of iPhone 5s for the online malls of both parties.

Buy a mobile phone in installments with a credit card from ICBC Mall

Your transaction is an installment transaction. The original price is 2999 yuan, divided into 12 installments of 259 yuan = 3108 yuan. Then the extra part is interest. This time you paid 259 yuan, which will be recorded in this period's bill, and the bank will automatically credit you another 259 yuan in the next period until the end of the 12th period. This is the same as when you drink at a banquet. Someone is bored, but you change your drink to a small one, and you feel better about yourself.

Commercial bank credit card installment transactions all occupy the limit. In other words, if you originally had a credit limit of 10,000 yuan, and this time you buy home appliances worth 8,000 yuan in installments, your credit limit will only be 2,000 yuan. If you use installment payment, the limit you occupy will be gradually released after you repay. If you are due to repay 2,000 this month and you pay more, your limit will increase by 2,000. Finally, I wish you happy using the card.

Which store supports ICBC credit cards and how to calculate the handling fee for 24 periods?

Huawei Mall, 0 handling fee. When purchasing designated products through Huawei Mall, choose to pay in installments with an ICBC credit card, and you can enjoy zero handling fee for 3, 6, 12, and 24 installments. Industrial and Commercial Bank of China supports special POS installment payment by specially appointed merchants, and you can also make payment through ICBC telephone banking.

How to buy iPhone 6 in installments with ICBC credit card

1. With ICBC credit card, you can purchase iPhone 6 in installments directly from Apple’s official website.

The installment payment method for the iPhone 6 sold on the ICBC online mall is the "Yidai" service.

The rate for 6 issues is 1.8%, the rate for 12 issues is 3.58%, the rate for 24 issues is 7.05%, the rate for 36 issues is 10.43%, and 100 yuan of phone credit will be given during the event.

2. ICBC credit card iphone6 ??online installment:

You can choose to wait for online e-commerce to purchase iphone6. Take the purchase of iPhone 6 on Taobao as an example:

On Taobao and Tmall, as long as the seller displays the ICBC credit card symbol, it means that it supports credit card installment payment. For details, you can also directly ask the seller whether it supports installment payment. Not counting handling fees. The National Bank’s choice is Tmall (Tmall has Apple’s official flagship store).

After submitting the order, select "Credit Card Payment" in the "Payment Method" and enter the relevant number information. If this is the first time you use a credit card, you can call the bank to apply for installment after consumption. The specific number of installments and handling fees are subject to the bill sent by the bank.

3. ICBC credit card iPhone 6 physical store installment payment:

Go to the physical store where you want to buy the mobile phone, directly ask the merchant whether it supports installment payment, and then swipe the card. How many installments you want to pay back in can be decided after you swipe the card and call the bank to apply for installments.

How to buy an iPhone in installments with an ICBC credit card

You can apply in the following ways:

1. Use an ICBC credit card to purchase an iPhone in installments directly on Apple’s official website. From time to time, ICBC will carry out interest-free installment activities for Apple products.

2. After purchasing the goods, handle the consumption installment through mobile banking, ICBC e-Life or call 95588 manual service. The specific instructions on the page shall prevail.

Applying for credit card consumption installment business must meet the following conditions:

1. Only personal credit cards;

2. The card and account status are normal and the available limit is Sufficient;

3. The starting amount of RMB installment is as low as 100 yuan, and the installment amount shall not exceed the consumption amount;

4. The period from the day the consumption transaction is recorded to the due date of repayment ( Apply during the period inclusive).

(Answer time: January 20, 2020. In case of business changes, please refer to the actual situation.)

That’s it for the introduction of ICBC Credit Card Installment Mall.