At present, China Bank supports many foreign currency repayment methods, such as telephone purchase of foreign exchange, automatic deduction and automatic purchase of foreign exchange.

(1) If you enable the global single RMB settlement function, all the foreign currencies you consume will be recorded in RMB, and you only need to repay RMB;

(2) If you are bound to automatic repayment, you can choose to repay your credit card's foreign currency debt with RMB in the associated account or with the corresponding foreign currency in the associated account;

(3) If you have enabled the automatic foreign exchange purchase function, you only need to ensure that there is enough RMB credit balance in the RMB account of the credit card, and you can repay the foreign currency arrears on the due repayment date or one day before the due repayment date, and the system will automatically repay the foreign currency arrears with RMB credit balance according to the real-time exchange rate of that day;

(4) Bring the current bill and the original ID card to the counter to purchase foreign exchange for repayment;

(5) If there is RMB credit balance in the account, you can purchase foreign exchange for repayment through online banking, "China Bank Credit Card" WeChat official account, colorful life APP, customer service hotline and other channels.

The above contents are for your reference. Please refer to the actual business regulations.

How can I repay my credit card in foreign currency?

Credit cards can directly use RMB to repay dollar arrears. It is necessary to open the function of purchasing foreign exchange first to return RMB directly to US dollars. After opening, you can choose full repayment or minimum repayment.

Steps to open RMB repurchase to repay US dollar arrears:

1. Call the bank phone on the back of the bank card, transfer the manual service, and request to open the RMB foreign exchange purchase function;

2. Log in to the personal bank card center to open the function of purchasing foreign exchange.

Bai Ya advertisement

You can borrow quickly by betting on your mobile phone!

There are several ways to return foreign currency by credit card, please adopt them.

1. You can also open the function of "automatic purchase of foreign exchange on account day" through online banking. From the next billing date after the opening, the dollar arrears will be automatically converted into RMB arrears on the billing date.

2. If there is RMB overpayment in the card, you can also repay the arrears of the USD account in the card through the online banking "RMB overpayment for foreign exchange purchase repayment function".

3. Sign an automatic repayment agreement and choose to entrust the bank to purchase foreign exchange for automatic repayment. The bank will automatically deduct the corresponding amount from the repayment card on the last repayment day of each month to return the US dollar arrears.

4. Self-service repayment agreement has been signed. After signing the contract, you can use telephone banking and online banking to repay the dollar arrears.