Which bank has a low threshold for credit card processing?
1 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old and have full civil capacity. After applying for a credit card, you can generally get the card in 15 natural days (excluding legal holidays), and the digital credit card without entity can generally complete the approval and account opening in 1-2 minutes at the earliest. Please refer to the actual results.
Credit card of Industrial Bank: 18 to 60 years old (online self-service application needs 2 1 to 55 years old). Eligible people can get the card in about 2 weeks after submitting the credit card application materials.
3 Bank of Communications Credit Card: The principal card applicant 18-60 years old, with full capacity for civil conduct; Supplementary card applicants must be at least 1 1 years old and above, and there is no upper age limit. The card can be activated after application, and the amount in the card will be given according to the assessment of the applicant's repayment ability.
4. Bohai Bank Credit Card: You need to be 18-65 years old (if you are a foreigner, you need to be 25 years old (inclusive) -65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest outlets or go online.
Credit card of China Construction Bank: a natural person with full capacity for civil conduct, 18 years old and under 70 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on schedule. It takes about 5 working days for customers with cards to apply for mail cards. If the new customer is approved (the general approval time is 10 days), you will receive a face-to-face SMS and card letter after 3-5 working days.
Agricultural Bank Credit Card: at least 18 years old, with full capacity for civil conduct and good credit standing. After the credit card is approved, it will be uniformly produced and mailed by the Credit Card Center of the Head Office. Puka and Gold Card are registered letters, and cards will be made in 3 working days. The mailing time is usually about 7 days, depending on the delivery situation of the local post office. Platinum cards and sets of cards are delivered by EMS, and the cards will be ready within 3 working days. The mailing time is generally about 3 days, depending on the delivery situation of the local post office.
Credit card of China Guangfa Bank: the main cardholder 18~65 years old, and the supplementary cardholder 16~65 years old, with annual income reaching the local average level. Credit card applications generally take 2- 10 working days from data submission to data entry, and 7- 10 working days to complete the review. After submitting the card application form 10 working days, you can check the progress of using the card, and the audit result will be notified by SMS.
Credit card of China Merchants Bank: The applicant for credit card should be over 18 years old (inclusive), and the foreigner should be over 25 years old (inclusive). It is best to provide some financial proof, such as: property right certificate of self-owned commercial housing (real estate license, purchase contract, bank mortgage certificate, formal purchase invoice, etc.). ) and self-owned vehicle certificate (self-owned vehicle driving license, bank car loan certificate).
Credit card of Postal Savings Bank: the applicant for the main card must be at least 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal data completely. If you have a postal bank credit card before, you can immediately submit information to apply for other types of postal bank credit cards. Whether the credit card application can pass or not should be comprehensively evaluated.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
Minsheng bank's credit card is easy to handle and the amount is very high. Apply for this card free of annual fee. Everbright Bank's credit card is free of charge, and it is fast, simple to fill in and has a high pass rate. All kinds of credit cards of CITIC Bank and all kinds of rights application cards are easy. The cash borrowed by China Merchants Bank's credit card can be taken anywhere, and new households can spend a sum at will. JD.COM Plus members will be sent to apply for interest-free installment of the card for two years, and 8 yuan will also apply for Ping An Bank to purchase 60 yuan online, and pay for the reduction package. The maximum amount of credit card-Yanka series of CITIC Bank can reach 65,438+10,000, and you can enjoy a 50% discount when you apply for food. JD.COM PLUS Co-branded Card of Shanghai Pudong Development Bank is the first to send the Plus Annual Card, with no annual fee and no application for the following year for six purchases. After reading the above introduction, I believe you can have a more comprehensive understanding of which bank has a lower threshold for credit card processing. When applying for a credit card, it mainly depends on the applicant's age, work, income, expenditure, credit information and so on.