If the landlord's bill is full of credit card transactions, then the minimum repayment amount = 65438+ 00% of the consumption part in the bill = 3000 *10% = 300 yuan.

In addition, it is necessary to remind the landlord that although the minimum repayment amount will not affect your personal credit card, the consumption part in the card will no longer enjoy interest-free treatment, and every transaction in the card (including credit card swiping and cash withdrawal) will start from the day of the transaction, and the interest of five ten thousandths will be calculated every day.

For example, suppose the billing date of the landlord's credit card is the 5th of each month, and the due repayment is 20 days after the billing date, that is, the 25th of each month.

3/6 swipe the card for 3,000 yuan, and there is no other consumption in the card. 4/5 settled the bill, totaling 3000 yuan. The minimum repayment amount = 65438+ 00% of the accumulated outstanding consumption amount = 300 yuan, which was repaid to 300 yuan on April 25th.

5/5 total bill = unpaid part of previous bill+consumer interest

=3000-300+3000*0.05%*50 (interest-bearing time 3/6-4/25, 50 days in total)+(3000-300) * 0.05% (repayment to 300 yuan on April 25), so the interest-bearing principal from April 26 is 2,700 yuan.

=2700+65+ 13.5

= 2778.5 yuan (including interest of 78.5 yuan)

Minimum repayment amount = 65438+ 00% of the accumulated unpaid consumption amount+consumer interest = 2700 * 10%+ 78.5 = 348.5 yuan.

The above demonstrates the calculation method of interest collection and minimum repayment amount when CCB fails to repay in full, which depends on the landlord's actual billing date, trading day and transaction amount.

If the landlord has other questions, you can ask.