Gold card and general card of credit card represent different service levels. Generally speaking, the credit limit of a gold card is higher than that of a general card, so applicants need to have a better financial situation to apply for a gold card and a general card. Of course, some banks' credit card gold card and ordinary card levels do not directly correspond to the quota.

The application materials to be submitted for handling credit cards mainly include:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

In terms of the types of information needed, the information needed for applying for a gold card is actually the same as that for an ordinary card, but applying for a gold card may require the applicant to provide more economic proof.