I. Application conditions
Individuals who have reached the age of 22, have full capacity for civil conduct, have a legal and stable source of income, and have a good credit standing can apply for a personal card from Standard Chartered Bank with their valid identity documents and related materials.
16 years old can apply for a supplementary card.
The supplementary cardholder and the main cardholder share the same credit line; All the transaction funds of the supplementary card and the corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card is fully liable for the debts incurred under the main card and the supplementary card; Supplementary card holders with full capacity for civil conduct and main card holders are jointly and severally liable for the debts incurred under the main card and supplementary card, while supplementary card holders with limited capacity for civil conduct are only liable for the debts incurred under the supplementary card they hold. The supplementary card holder may apply for cancellation of the supplementary card after paying off all debts of the supplementary card.
If you have successfully applied for a RMB card before, you can fill in the application form and apply for a US dollar card of the same product separately.
Second, the information needed to apply for a credit card.
You only need to provide: the completed and signed application form and the original and photocopy of the ID card (front and back of the ID card, Hong Kong and Macao residents' travel permit to and from the mainland, Taiwan compatriots' card, passport, etc.). ). Providing proof of income and proof of residence will help your application to be approved.
1. How to resume the use of overdue frozen credit cards?
1. If the cardholder fails to pay off the credit