How about ICBC's happiness installment home life credit card?
ICBC Happiness Staging Home Life Credit Card is a kind of credit card used for installment consumption. If the consumption amount exceeds 100 yuan (inclusive) and the trading place is an installment merchant, the system will automatically convert the consumption into installment repayment according to the agreed installment method and number of installments, and enjoy the new quota, preferential rate and exclusive free policy. Details of the rights enjoyed by the three colleges are as follows:
1 exclusive new line
Enjoy the additional exclusive installment quota for household goods consumption such as home stores, home improvement companies, building materials markets and household appliances;
2 Exclusive preferential price
Consumption pens are automatically transferred to installments, and the annual installment rate can reach 3.6% at the lowest;
3 Exclusive Free Policy
During the validity period, the home life card is free of annual fee, and the early repayment is free of liquidated damages, which is more convenient by stages.
In addition, ICBC's happiness installment home life credit card also enjoys a five-year long installment period, account security insurance and time difference tolerance. However, the official promotion installment rate of ICBC happiness installment credit card is 3%, which is more favorable than ICBC happiness installment home life credit card. Friends with installment needs can learn about ICBC's happiness installment credit card.