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Can I take the train if my credit card is overdue?

If your overdue credit card is included in the list of dishonest persons subject to enforcement, you will not be able to take the first-class seat of the train, but you can take the train. If the person subject to execution is a natural person, and after taking measures to restrict consumption, he is not allowed to engage in the following high consumption and consumption behaviors that are not necessary for life and work: when taking transportation, choose soft sleeper cabins on airplanes, trains, and second-class or above cabins on ships, etc.

Can the court freeze a credit card?

The court can freeze a credit card. According to the law, if the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to inquire the relevant units about the deposits, bonds, stocks, fund shares and other properties of the person subject to execution. The people's court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform.

Laws and regulations: Article 3 of the "Several Provisions of the Supreme People's Court on Restricting High Consumption by Persons Subject to Execution"

If the person subject to execution is a natural person, after measures to restrict consumption are taken, there shall be no The following high consumption and consumption behaviors that are not necessary for life and work:

(1) When taking transportation, choose second-class or above cabins on airplanes, train soft sleepers, and ships;

(2) High-end consumption in star-rated hotels, hotels, nightclubs, golf courses and other places;

(3) Purchase of real estate or new, expanded or high-end decoration houses;

(4) Leasing Working in high-end office buildings, hotels, apartments and other places;

(5) Purchasing non-essential vehicles for business operations;

(6) Traveling and vacationing;

(7) Children attend high-fee private schools;

(8) Pay high premiums to purchase insurance and financial products;

(9) Take all seats on G-prefixed EMU trains and other EMU trains First-class or above seats and other consumption behaviors that are not necessary for life and work.