② Ordinary loans: salary loan, cash bus, small personal loan, Dafeiyun loan, I'll loan, you and me loan, finger loan, Cao Cao loan, malt loan, magic lamp loan, Jiufu Jingdang loan, Momo loan, magic cash, flowers for you, 51 personal loans, moonlight foot, 1 million yuan in advance, Zhongtengxin, lack of money, etc. Credit card loans: pleasant loans, kung fu loans, lightning loans, small flower wallets, building blocks; Student loans: famous school loans, Jiurong Finance, ICT loans, and love learning loans; Installment loan: Cheng Cheng Bai tiao, Donkey Ma Bai tiao, Seconds Bai tiao, Fun Lending Bar, Jindong Bai tiao, 99 installments.
③ Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing customers with credit reports, credit evaluation and other services, helping customers to judge and control credit risks and carry out credit management.
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The coverage of credit information is as follows:
① The information scale is the largest: the credit information system has built the world's largest, largest number of people, the most complete collection of credit information, the widest coverage and the most widely used credit information database, and basically established a credit file for every domestic enterprise and individual with credit activities.
② wide coverage of access institutions: based on the scale of social financing, all commercial banks, trust companies, finance companies, leasing companies, asset management companies and some microfinance companies have been connected to the credit information system, and credit insurance business of some insurance companies has started to be connected, basically covering all kinds of lending institutions.
③ the service network covers the whole country: the close cooperation between the credit information center and the credit information institutions keeps the data quality of the credit information system at a high level, realizing the second-day update of credit information and the second-level response of credit information inquiry.
④ New breakthrough in non-bank information collection: In order to fully reflect the credit status of enterprises and individuals, since 25, the People's Bank of China has actively promoted the incorporation of public information such as industry and commerce, environmental protection, quality inspection, taxation, courts, etc. into the credit information system, and collected 17 kinds of non-bank information from 16 departments. Including administrative reward and punishment information, provident fund deposit information, social security deposit and release information, court judgment execution information, tax arrears information, environmental protection punishment information, enterprise qualification information, etc.