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Can I cancel my credit card immediately?
You can't. Credit cards cannot be cancelled immediately. After the user applies for cancellation, the bank will have a settlement period of 45 days. After 45 days, it will be confirmed that there is no new bill in the card, and then the card will be officially cancelled. Procedures for credit card cancellation:

1. Cancellation of bank outlets: With your personal ID card and the credit card to be cancelled, you can cancel at the bank counter. After applying for cancellation, the bank will have a 45-day review period, mainly depending on whether there is credit card debt and demand during this period. If this is not the case, the bank will help you complete the cancellation.

2. Telephone cancellation: Call the bank customer service hotline to apply for credit card cancellation. After the approval, the staff will help you cancel.