Having a passbook turnover of hundreds of thousands per year will not be of much help in applying for a credit card. If you have a large deposit in the bank for more than half a year, it will be somewhat helpful in applying for a credit card.

Credit card application conditions:

1. Over 18 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a permanent job certificate; 5. Cover Proof of income with the financial seal of the unit; 6. Proof of other financial resources, such as real estate, cars, stocks, bonds, etc.; 7. Proof of social pension insurance; 8. Provide two contacts.

The first three conditions must be met, and providing 4-7 supporting materials as much as possible will increase the success rate of card application and credit limit. It is best to apply for a credit card at a bank branch. You will be notified by phone after approval.