No need to pay it back. The minimum repayment amount means that if the cardholder has difficulty repaying all the amount due before the due payment date (inclusive), he can repay according to the minimum repayment amount specified by the card issuer, but he cannot enjoy the interest-free repayment period. , the minimum repayment amount is 10% of the consumption amount plus other types of payables. The minimum repayment amount for a credit card is 0, which means that the minimum repayment amount of the current bill has been paid off and there is no need to repay it.