Credit cards that are in use and have not been repaid, and unclosed accounts refer to credit cards in your own name that have not been cancelled.

The number of outstanding and unclosed accounts is what will appear in the credit report. After using a credit card, you must repay it on time. If you no longer use the credit card, you can go through the cancellation procedure. The number of unsettled and unclosed accounts in the credit report does not have a major impact on users. The main purpose of querying the credit report is to check whether there are overdue behaviors, whether the debt is too high, and whether there have been any excuses for taking out loans. Checked your credit report multiple times.