Credit card full repayment does not need to be agreed, because credit cards default to full repayment. The repayment date of the credit card is specific, and the borrower should repay the loan within the time limit agreed in the contract. If the loan is not repaid within the agreed time limit, the overdue interest shall be paid in accordance with the agreement or relevant state regulations.

legal ground

Article 667 of the Civil Code is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.